{"id":5802,"date":"2023-01-06T07:24:23","date_gmt":"2023-01-06T07:24:23","guid":{"rendered":"https:\/\/www.avafin.lv\/?page_id=5802"},"modified":"2026-04-17T08:54:04","modified_gmt":"2026-04-17T08:54:04","slug":"politika-konfidentsialnosti","status":"publish","type":"page","link":"https:\/\/www.avafin.lv\/ru\/politika-konfidentsialnosti","title":{"rendered":"\u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0430 \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-large-font-size\">Priv\u0101tuma politika<\/h1>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>21.11.2024<\/p>\n\n\n\n<p>M\u016bsu m\u0113r\u0137is ir padar\u012bt naudu Jums pieejamu god\u012bg\u0101, vienk\u0101r\u0161\u0101 un saprotam\u0101 veid\u0101. \u0160aj\u0101 lap\u0101 \/ Priv\u0101tuma politikas sada\u013c\u0101 J\u016bs uzzin\u0101siet k\u0101du inform\u0101ciju m\u0113s par Jums iev\u0101cam, ko m\u0113s ar to dar\u0101m un k\u0101d\u0101s situ\u0101cij\u0101s atkl\u0101jam tre\u0161aj\u0101m pus\u0113m. <\/p>\n\n\n\n<p>Priv\u0101tuma politik\u0101 aprakst\u012bt\u0101s personas datu apstr\u0101des p\u0101rzinis ir Avafin Latvia SIA, re\u0123istr\u0101cijas numurs: 40103283854, juridisk\u0101 adrese: Skanstes iela 12, R\u012bga, LV \u2013 1013, m\u0101jaslapa www.avafin.lv.<\/p>\n\n\n\n<p> M\u0113s r\u016bp\u0113jamies par J\u016bsu inform\u0101cijas aizsarg\u0101\u0161anu un Priv\u0101tuma politikas uzlabo\u0161anu, t\u0101d\u0113\u013c par izmai\u0146\u0101m Priv\u0101tuma politik\u0101 inform\u0113sim m\u016bsu m\u0101jaslap\u0101 www.avafin.lv.<\/p>\n\n\n\n<p><strong>Satura r\u0101d\u012bt\u0101js<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>K\u0101 m\u0113s ieg\u016bstam inform\u0101ciju par Jums?<\/li>\n\n\n\n<li>K\u0101p\u0113c m\u0113s ieg\u016bstam inform\u0101ciju par Jums?<\/li>\n\n\n\n<li>Cik ilgi m\u0113s glab\u0101jam inform\u0101ciju par Jums?<\/li>\n\n\n\n<li>K\u0101 m\u0113s analiz\u0113jam inform\u0101ciju par Jums?<\/li>\n\n\n\n<li>Kam m\u0113s atkl\u0101jam inform\u0101ciju par Jums?<\/li>\n\n\n\n<li>K\u0101 m\u0113s aizsarg\u0101jam J\u016bsu inform\u0101ciju?<\/li>\n\n\n\n<li>K\u0101das ir J\u016bsu ties\u012bbas?<\/li>\n\n\n\n<li>Kas var pal\u012bdz\u0113t?<\/li>\n<\/ol>\n\n\n\n<p><strong>1. K\u0101 m\u0113s ieg\u016bstam inform\u0101ciju par Jums?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inform\u0101ciju par Jums ieg\u016bstam \u0161\u0101dos veidos:<\/li>\n\n\n\n<li>Autom\u0101tiski, ja izmantojat m\u016bsu m\u0101jas lapu;<\/li>\n\n\n\n<li>J\u016bs aizpild\u0101t pieteikumu aizdevuma sa\u0146em\u0161anai vai atmaks\u0101jat aizdevumu;<\/li>\n\n\n\n<li>Tre\u0161\u0101s personas sniedz mums inform\u0101ciju par Jums;<\/li>\n\n\n\n<li>J\u016bs sarun\u0101jaties ar mums pa t\u0101lruni.<\/li>\n<\/ul>\n\n\n\n<p><strong>1.1. J\u016bsu sniegt\u0101 inform\u0101cija:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>v\u0101rds, uzv\u0101rds, personas kods;<\/li>\n\n\n\n<li>mobil\u0101 t\u0101lru\u0146a numurs;<\/li>\n\n\n\n<li>e-pasta adrese;<\/li>\n\n\n\n<li>t\u0101lru\u0146a zvana ieraksts;<\/li>\n\n\n\n<li>ikm\u0113ne\u0161a ien\u0101kumu diapazons;<\/li>\n\n\n\n<li>ikm\u0113ne\u0161a izdevumu diapazons;<\/li>\n\n\n\n<li>bankas konta numurs;<\/li>\n\n\n\n<li>papildus kontaktinform\u0101cija;<\/li>\n\n\n\n<li>bankas konta p\u0101rskats par p\u0113d\u0113jiem 12 m\u0113ne\u0161iem;<\/li>\n\n\n\n<li>inform\u0101cija par aizdevuma atmaksu.<\/li>\n<\/ul>\n\n\n\n<p><strong>1.2. Inform\u0101cija, kuru m\u0113s sa\u0146emam par Jums<\/strong><\/p>\n\n\n\n<p><strong>1.2.1. Kred\u012btv\u0113sture<\/strong><\/p>\n\n\n\n<p>Saska\u0146\u0101 ar Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likumu, mums ir pien\u0101kums izv\u0113rt\u0113t J\u016bsu kred\u012btsp\u0113ju br\u012bd\u012b, kad sa\u0146emam pieteikumu aizdevumam. Lai izv\u0113rt\u0113tu J\u016bsu kred\u012btsp\u0113ju, m\u0113s izmantojam&nbsp;no kred\u012btu birojiem un par\u0101du piedzi\u0146as pakalpojumu sniedz\u0113ju datub\u0101z\u0113m sa\u0146emto inform\u0101ciju.<\/p>\n\n\n\n<p><strong>1.2.2. Darb\u012bbas m\u016bsu m\u0101jas lap\u0101<\/strong><\/p>\n\n\n\n<p>Lai uzlabotu m\u016bsu pakalpojumu kvalit\u0101ti, m\u016bsu t\u012bmek\u013ca vietnes \u0101trumu un aizdevumu izsnieg\u0161anas procesu, m\u0113s apkopojam s\u012bkdatnes. S\u012bkdatnes \u013cauj jums izmantot m\u016bsu pakalpojumus un sniedz mums iesp\u0113ju personaliz\u0113t j\u016bsu apskat\u012bto saturu m\u016bsu t\u012bmek\u013ca vietn\u0113s. T\u0101pat s\u012bkdatnes inform\u0113 m\u016bs, kuras t\u012bmek\u013ca viet\u0146u sada\u013cas lietot\u0101ji ir apskat\u012bju\u0161i, pal\u012bdz mums nov\u0113rt\u0113t rekl\u0101mu un mekl\u0113\u0161anas funkciju efektivit\u0101ti, un sniedz mums inform\u0101ciju par lietot\u0101ju uzved\u012bbu, lai m\u0113s var\u0113tu uzlabot m\u016bsu sazi\u0146u un produktus. Ja v\u0113laties atsp\u0113jot s\u012bkdatnes, l\u016bdzu, iepaz\u012bstieties ar inform\u0101ciju j\u016bsu t\u012bmek\u013ca p\u0101rl\u016bk\u0101, lai uzzin\u0101tu, k\u0101 to izdar\u012bt.&nbsp;Atverot m\u0101jas lapu,uzr\u0101d\u012bsies pazi\u0146ojums, kur\u0101 paskaidrota papildus inform\u0101cija par s\u012bkdatn\u0113m, k\u0101 ar\u012b pied\u0101v\u0101ta izv\u0113le, kura veida (s\u012bkdat\u0146u veidi nor\u0101d\u012bti turpm\u0101k) s\u012bkdatnes piekr\u012btat iesp\u0113jot.<br>M\u0113s izmantojam s\u012bkdatnes vis\u0101s m\u016bsu t\u012bmek\u013ca vietn\u0113s, t\u0101d\u0113\u013c to atsp\u0113jo\u0161ana, iesp\u0113jams, ne\u013caus Jums izmantot da\u017eas viet\u0146u da\u013cas.&nbsp;<\/p>\n\n\n\n<p>M\u016bsu t\u012bmek\u013ca vietn\u0113s m\u0113s izmantojam \u0161\u0101das s\u012bkdatnes:<\/p>\n\n\n\n<p><strong>1. grupa.<\/strong>&nbsp;Oblig\u0101t\u0101s s\u012bkdatnes<br>\u0160\u012bs s\u012bkdatnes ir b\u016btiskas, lai \u013cautu Jums p\u0101rl\u016bkot m\u016bsu t\u012bmek\u013ca vietnes un izmantot pied\u0101v\u0101t\u0101s funkcijas. Bez \u0161\u012bm s\u012bkdatn\u0113m t\u0101di pakalpojumi k\u0101 re\u0123istr\u0101cija, aizdevuma pieteikums un pierakst\u012b\u0161an\u0101s klientu sada\u013c\u0101 neb\u016btu pieejami.<\/p>\n\n\n\n<p><strong>2. grupa.<\/strong>&nbsp;Veiktsp\u0113jas s\u012bkdatnes<br>\u0160\u012bs s\u012bkdatnes apkopo inform\u0101ciju par to, k\u0101 j\u016bs izmantojat m\u016bsu t\u012bmek\u013ca vietnes. Piem\u0113ram, kuras lapas j\u016bs apmekl\u0113jat visvair\u0101k. \u0160ie dati var tikt izmantoti, lai optimiz\u0113tu m\u016bsu t\u012bmek\u013ca vietnes un \u013cautu jums viegl\u0101k t\u0101s p\u0101rl\u016bkot. Veiktsp\u0113jas s\u012bkdatnes tiek izmantotas ,lai m\u0113s ieg\u016btu inform\u0101ciju par to , cik bie\u017ei J\u016bs apmekl\u0113jat m\u016bsu vietni un lai piel\u0101gotu m\u016bsu sniegto pakalpojumu \u012bpa\u0161i Jums.  \u0160\u012bs s\u012bkdatnes neapkopo inform\u0101ciju, ar kuras pal\u012bdz\u012bbu j\u016bs iesp\u0113jams identific\u0113t. Visa \u0161o s\u012bkdat\u0146u apkopot\u0101 inform\u0101cija tiek apl\u016bkota apkopot\u0101 veid\u0101. T\u0101 ir anon\u012bma.<\/p>\n\n\n\n<p><strong>3. grupa.<\/strong>&nbsp;Funkcionalit\u0101tes s\u012bkdatnes<br>\u0160\u012bs s\u012bkdatnes \u013cauj m\u016bsu t\u012bmek\u013ca vietn\u0113m atcer\u0113ties izv\u0113les, ko veicat, p\u0101rl\u016bkojot m\u016bsu t\u012bmek\u013ca vietnes. \u0160o s\u012bkdat\u0146u apkopot\u0101 inform\u0101cija neidentific\u0113 J\u016bs, un ar t\u0101s pal\u012bdz\u012bbu nav iesp\u0113jams izsekot j\u016bsu p\u0101rl\u016bko\u0161anas darb\u012bb\u0101m t\u012bmek\u013ca vietn\u0113s, kas nepieder mums.<\/p>\n\n\n\n<p><strong>1.2.3. Tehniska rakstura inform\u0101cija<\/strong><\/p>\n\n\n\n<p>M\u016bsu sadarb\u012bbas partneri sniedz mums inform\u0101ciju par t\u0101lru\u0146a numuru, no kura J\u016bs zvan\u0101t m\u016bsu klientu apkalpo\u0161anas servisam, m\u016bsu m\u0101jas lap\u0101 lietoto ier\u012bci un inform\u0101ciju par J\u016bsu apmekl\u0113jumiem. Inform\u0101cija par m\u016bsu m\u0101jas lap\u0101 lietoto ier\u012bci un apmekl\u0113jumiem sev\u012b ietver t\u0101dus datus k\u0101 vienotie resursu vietr\u0101\u017ei (URL), klik\u0161\u0137straumes ar datumiem un laikiem, skat\u012bjumi un mekl\u0113jumi, atsauces\/izejas lapas, m\u016bsu m\u0101jaslap\u0101 apskat\u012btie faili, lejupiel\u0101des k\u013c\u016bdas, noteiktu lapu apmekl\u0113juma ilgums, lapu rea\u0123\u0113\u0161anas laiki, lapu mijiedarb\u012bbas inform\u0101ciju (piem\u0113ram, ritin\u0101\u0161anu, klik\u0161\u0137us un peles p\u0101rvirz\u012b\u0161anu) un metodes, ko izmanto, lai dotos prom no lapas, datuma\/laika z\u012bmogu un\/vai klik\u0161\u0137straumes datus,&nbsp; interneta protokola (IP) adrese un interneta pakalpojumu sniedz\u0113js (IPS), ier\u012bces tips, p\u0101rl\u016bkprogrammas veids un versija, re\u0123istr\u0113\u0161an\u0101s inform\u0101cija, p\u0101rl\u016bkprogrammas spraud\u0146a tips un versija, oper\u0113t\u0101jsist\u0113ma un platforma, laika zonas iestat\u012bjumi.<\/p>\n\n\n\n<p><strong>2. K\u0101p\u0113c m\u0113s ieg\u016bstam inform\u0101ciju par Jums?<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th scope=\"row\">Datu veids<\/th><th scope=\"row\">Apstr\u0101des m\u0113r\u0137is<\/th><th scope=\"row\">Tiesiskais pamats<\/th><th scope=\"row\">Vai vari sa\u0146emt aizdevumu, ja nesniegsi mums \u0161o inform\u0101ciju?<\/th><th scope=\"row\">Vai vari l\u016bgt m\u016bs \u0161o inform\u0101ciju labot?<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">V\u0101rds, uzv\u0101rds, personas kods, bankas konta numurs<\/th><td>Aizdevuma izsnieg\u0161ana, Noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0113\u0161anas un terorisma finans\u0113\u0161anas p\u0101rbaude<\/td><td>L\u012bguma nosl\u0113g\u0161ana, Noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu atmazg\u0101\u0161anas, terorisma finans\u0113\u0161anas un prolifer\u0101cijas nov\u0113r\u0161anas likums<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><th scope=\"row\">Kontaktinform\u0101cija<\/th><td>Aizdevuma izsnieg\u0161ana<\/td><td>L\u012bguma nosl\u0113g\u0161ana<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><th scope=\"row\"><\/th><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><th scope=\"row\">Bankas konta p\u0101rskats<\/th><td>Kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161ana<\/td><td>Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likums<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><th scope=\"row\">Telefonsarunu audioieraksts<\/th><td>Aizdevuma apkalpo\u0161ana<\/td><td>L\u012bguma izpilde<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">Inform\u0101cija par uzved\u012bbu m\u016bsu m\u0101jas lap\u0101<\/th><td>Kred\u012btsp\u0113jas un Kr\u0101p\u0161anas riska izv\u0113rt\u0113\u0161ana<\/td><td>L\u012bguma nosl\u0113g\u0161ana<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">Inform\u0101cija par m\u016bsu m\u0101jas lap\u0101 lietoto ier\u012bci<\/th><td>Kred\u012btsp\u0113jas un Kr\u0101p\u0161anas riska izv\u0113rt\u0113\u0161ana<\/td><td>L\u012bguma nosl\u0113g\u0161ana<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">Kred\u012btbiroju un par\u0101dnieku datu b\u0101\u017eu inform\u0101cija<\/th><td>Kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161ana<\/td><td>Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likums<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">Ieraksti par<br>Aizdevuma atmaksu<\/th><td>Kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161ana un Aizdevuma apkalpo\u0161ana<\/td><td>Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likums, L\u012bguma izpilde<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">V\u0101rds, uzv\u0101rds, personas kods, kontaktinform\u0101cija, inform\u0101cija par aizdevuma l\u012bgumu, veiktie maks\u0101jumi<\/th><td>Par\u0101da piedzi\u0146a<\/td><td>L\u012bguma izpilde, Le\u0123it\u012bma interese (cesijas gad\u012bjum\u0101)<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><th scope=\"row\">Telefonsarunu audioieraksti<\/th><td>Par\u0101da piedzi\u0146a<\/td><td>Le\u0123it\u012bma interese<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">V\u0101rds, uzv\u0101rds, e-pasta adrese, t\u0101lru\u0146a numurs<\/th><td>Rekl\u0101mas s\u016bt\u012b\u0161ana<\/td><td>Piekri\u0161ana<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><th>Inform\u0101cija par aizdevuma atmaksu<\/th><td>Rekl\u0101mas s\u016bt\u012b\u0161ana<\/td><td>Le\u0123it\u012bma interese saglab\u0101t aizdev\u0113ja finansi\u0101lo integrit\u0101ti<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><th scope=\"row\">Aizdevuma dati<\/th><td>Aizdevuma refinans\u0113\u0161anai Esketit platform\u0101<\/td><td>Le\u0123it\u012bma interese saglab\u0101t aizdev\u0113ja maks\u0101tsp\u0113ju vai piekri\u0161ana<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br><strong>3. Cik ilgi m\u0113s glab\u0101jam inform\u0101ciju par Jums?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u0113s glab\u0101sim J\u016bsu personas datus, kas saist\u012bti ar pieteik\u0161anos aizdevumam vai t\u0101 atmaksu 5 gadus p\u0113c J\u016bsu par\u0101dsaist\u012bbu piln\u012bgas dz\u0113\u0161anas. Saska\u0146\u0101 ar Noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0113\u0161anu un terorisma un prolifer\u0101cijas finans\u0113\u0161anas nov\u0113r\u0161anas likumu, mums ir pien\u0101kums glab\u0101t min\u0113to inform\u0101ciju 5 (piecu) gadus p\u0113c aizdevuma atmaksas.<\/li>\n\n\n\n<li>Ja Jums neizdosies atmaks\u0101t aizdevumu, m\u0113s glab\u0101sim J\u016bsu personas datus l\u012bdz par\u0101du cesijai (p\u0101rdo\u0161anai) par\u0101du piedzi\u0146as ekspertiem vai kam\u0113r neb\u016bs pag\u0101ju\u0161i 10 gadi no p\u0113d\u0113j\u0101 maks\u0101juma datuma, saska\u0146\u0101 ar Civillikuma 1895. pantu.<\/li>\n\n\n\n<li>Inform\u0101ciju, kuru J\u016bs mums esat sniedzis, pamatojoties uz piekri\u0161anu, glab\u0101sim l\u012bdz piekri\u0161anas atsaukumam.<\/li>\n\n\n\n<li>Ja esat aizpild\u012bjis pieteikumu aizdevumam, bet neesat sasniedzis 20 gadu vecumu, autom\u0101tiski dz\u0113s\u012bsim inform\u0101ciju par Jums no m\u016bsu sist\u0113m\u0101m.<\/li>\n<\/ul>\n\n\n\n<p><strong>4. K\u0101 m\u0113s analiz\u0113jam inform\u0101ciju par Jums?<\/strong><\/p>\n\n\n\n<p><strong>Kred\u012btsp\u0113ja<\/strong><br>Lai p\u0113c iesp\u0113jas \u0101tr\u0101k izsniegtu Jums aizdevumu un izv\u0113rt\u0113tu J\u016bsu kred\u012btsp\u0113ju, m\u0113s veicam autom\u0101tisku kred\u012btsp\u0113jas un kr\u0101p\u0161anas riska izv\u0113rt\u0113jumu. T\u0101d\u0101 veid\u0101 pie\u0146emam l\u0113mumu par kred\u012bta izsnieg\u0161anu, t\u0101 apm\u0113ru un nosac\u012bjumiem.&nbsp;<br>Tas Jums ir izdev\u012bgi, jo varam \u0146emt v\u0113r\u0101 individu\u0101lu inform\u0101ciju par Jums un piel\u0101got aizdevuma noteikumus J\u016bsu vajadz\u012bb\u0101m. \u0160\u0101da automatiz\u0113ta l\u0113mumu pie\u0146em\u0161anas proced\u016bra balst\u0101s uz Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likuma pras\u012bb\u0101m, kuras paredz J\u016bsu kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161anu pirms aizdevuma pie\u0161\u0137ir\u0161anas. Kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161ana dos Jums p\u0101rliec\u012bbu par J\u016bsu sp\u0113ju atmaks\u0101t aizdevumu. Ja nepiekr\u012btat t\u0101l\u0101k paskaidrotajai autom\u0101tisko l\u0113mumu pie\u0146em\u0161anas k\u0101rt\u012bbai, diem\u017e\u0113l nevar\u0113sim izv\u0113rt\u0113t J\u016bsu kred\u012btsp\u0113ju (apr\u0113\u0137in\u0101t aizdevuma nosac\u012bjumus un pie\u0161\u0137irt Jums aizdevumu, nosl\u0113gt ar Jums Aizdevuma l\u012bgumu), bet Jums ir ties\u012bbas l\u016bgt m\u016bsu darbinieku p\u0101rskat\u012bt pie\u0146emto l\u0113mumu attiec\u012bba uz J\u016bsu aizdevuma pieteikumu, sazinoties ar mums (skat. 7. sada\u013cu). T\u0101l\u0101k aprakst\u012btais process mums aiz\u0146em aptuveni 15 min\u016btes.&nbsp;<br>Aizdevuma pie\u0161\u0137ir\u0161anas un ar to saist\u012bto nosac\u012bjumu noteik\u0161anas proces\u0101 izmantojam algoritmu, kur\u0101 J\u016bsu inform\u0101ciju analiz\u0113jam \u010detros so\u013cos:<\/p>\n\n\n\n<p><strong>1. Solis<\/strong>: Identific\u0113jam J\u016bs.<br>M\u016bsu partneri p\u0101rliecin\u0101s, ka netiek veiktas kr\u0101pnieciskas darb\u012bbas.Analiz\u0113jam inform\u0101ciju par ier\u012bci, kuru izmanto pieteikuma aizpild\u012b\u0161anai, tie\u0161saist\u0113 ieg\u016bto inform\u0101ciju par re\u0123istr\u0101cijas laukiem, p\u0101rbaud\u0101m J\u016bsu e-pasta un t\u0101lru\u0146a numura der\u012bgumu un pieteikum\u0101 ievad\u012btos datus. \u0160aj\u0101 sol\u012b partneri izmanto gan J\u016bsu pa\u0161a\/-s sniegto inform\u0101ciju, gan inform\u0101ciju no m\u016bsu sadarb\u012bbas partnera Risk.Ident GmbH (Am Sandtorkai 50, 20457 Hamburg, Germany, e-mail: contact@riskident.com). P\u0113c tam mums ir j\u0101p\u0101rliecin\u0101s par J\u016bsu identit\u0101ti. Identifik\u0101cijai m\u0113s pied\u0101v\u0101jam Jums izmantot m\u016bsu sadarb\u012bbas partnera tie\u0161saistes pakalpojumu vai ar\u012b veikt Aizdevuma L\u012bgum\u0101 noteikto re\u0123istr\u0101cijas maks\u0101jumu.&nbsp;<br>Identifik\u0101cijas procesa laik\u0101 J\u016bsu inform\u0101cija tiek ievad\u012bta Sabiedr\u012bbas inform\u0101cijas sist\u0113m\u0101, kura to p\u0101rbauda NILLTPFN likum\u0101 un Starptautisko un Latvijas Republikas nacion\u0101lo sankciju likum\u0101 noteiktaj\u0101 k\u0101rt\u012bb\u0101 starptautiskaj\u0101s datub\u0101z\u0113s.<br><br><em>Piem\u0113ram: Ja Jums ir 19 gadi, J\u016bsu pieteikums neatbilst Civillikum\u0101 un m\u016bsu uz\u0146\u0113mum\u0101 noteiktajiem aiz\u0146\u0113m\u0113ju vecuma ierobe\u017eojumiem, nevar\u0113sim Jums izsniegt aizdevumu.&nbsp;<br><\/em><br>Ja 1. so\u013ca rezult\u0101t\u0101 ieg\u016bt\u0101 inform\u0101cija nesatur iesp\u0113jamas kr\u0101p\u0161anas paz\u012bmes, izv\u0113rt\u0113\u0161anas algoritms p\u0101riet uz 2. soli.&nbsp;<br><br><strong>2. Solis<\/strong>: P\u0101rliecin\u0101mies, ka Jums b\u016bs l\u012bdzek\u013ci, no kuriem atmaks\u0101t aizdevumu.<br>Analiz\u0113jam inform\u0101ciju par J\u016bsu ien\u0101kumiem un izdevumiem atbilsto\u0161i Ministru kabineta noteikumiem un Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra vadl\u012bnij\u0101m par pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anu. \u0160eit izmantojam J\u016bsu ievad\u012bto inform\u0101ciju aizdevuma pieteikum\u0101, kred\u012btbiroju un par\u0101dnieku datu b\u0101zu inform\u0101ciju par J\u016bsu par\u0101diem, to atmaksas kav\u0113jumiem un kred\u012btv\u0113sturi, k\u0101 ar\u012b J\u016bsu bankas konta izrakstu. \u0160\u0101di m\u0113s izveidojam J\u016bsu klienta profilu.&nbsp;<br><br><em>Piem\u0113ram: Ja kav\u0113jat aizdevuma atmaksas termi\u0146u, iesp\u0113ja sa\u0146emt jaunu aizdevumu samazin\u0101s. Ja ilgsto\u0161i kav\u0113jat aizdevuma atmaksu un nesazinies ar mums, tad diem\u017e\u0113l nevar\u0113sim Jums aizdot atk\u0101rtoti.&nbsp;<br><\/em><br>Ja 2. so\u013ca rezult\u0101t\u0101 ieg\u016bt\u0101 inform\u0101cija nesatur zi\u0146as par to, ka nevaram izsniegt Jums aizdevumu, izv\u0113rt\u0113\u0161anas algoritms p\u0101riet uz 3. soli.&nbsp;<br>Ja v\u0113laties uzzin\u0101t, k\u0101du inform\u0101ciju par Jums sa\u0146emam no kred\u012btbirojiem un par\u0101dnieku datu b\u0101z\u0113m, l\u016bdzu sazinies ar vi\u0146iem:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SIA &#8220;CREDITREFORM LATVIJA&#8221;, re\u0123istr\u0101cijas Nr. 40003255604, R\u012bga, Skanstes iela 50, LV-1013<\/li>\n\n\n\n<li>Akciju sabiedr\u012bba &#8220;CREFO Birojs&#8221;, re\u0123istr\u0101cijas Nr. 40103947718, R\u012bga, Skanstes iela 50, LV-1013<\/li>\n\n\n\n<li>AS \u201cKred\u012btinform\u0101cijas Birojs&#8221;, re\u0123istr\u0101cijas Nr. 40103673493, R\u012bga, Gr\u0113du iela 4A, LV-1019<\/li>\n\n\n\n<li>SIA \u201cJulianus Inkasso Latvija\u201d, re\u0123istr\u0101cijas Nr. 40003717522, Turaidas iela 3, R\u012bga, LV-1039<\/li>\n\n\n\n<li>&#8220;Legal Balance&#8221; SIA, re\u0123istr\u0101cijas Nr.40203125480,Marijas iela 2A, R\u012bga, LV -1050<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Solis<\/strong>: Kred\u012btsp\u0113jas apr\u0113\u0137in\u0101\u0161ana.<br>\u0160aj\u0101 sol\u012b m\u0113s pie\u0161\u0137iram J\u016bsu klienta profilam noteiktu kred\u012btreitingu jeb kred\u012btsp\u0113jas nov\u0113rt\u0113jumu. Kred\u012btreitings ir matem\u0101tiska formula, kur\u0101 izmanto visu iepriek\u0161 ieg\u016bto inform\u0101ciju par Jums. Kred\u012btreitings ciparos izsaka J\u016bsu aizdevuma atmaks\u0101\u0161anas uzved\u012bbu un pal\u012bdz mums noskaidrot vai J\u016bs var\u0113siet atmaks\u0101t aizdevumu. Jo liel\u0101ka varb\u016bt\u012bba, ka neatmaks\u0101siet aizdevumu, jo zem\u0101ks kred\u012btreitings un liel\u0101ka iesp\u0113jam\u012bba, ka atteiksimies Jums pie\u0161\u0137irt aizdevumu.&nbsp;<br><br><em>B\u016btisk\u0101kie parametri, kas ietekm\u0113 J\u016bsu kred\u012btv\u0113sturi:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eso\u0161o saist\u012bbu apjoms \u2013 ja esat aiz\u0146\u0113mies vair\u0101k nek\u0101 varat atmaks\u0101t no saviem ien\u0101kumiem (piem. algas), tas samazin\u0101s J\u016bsu kred\u012btreitingu. Turpret\u012b, ja esat aiz\u0146\u0113mies krietni maz\u0101k par saviem ien\u0101kumiem, tad kred\u012btreitings pieaugs.<\/li>\n\n\n\n<li>V\u0113sturiskie kav\u0113jumi \u2013 ja iz\u0146\u0113muma k\u0101rt\u0101 esat kav\u0113jis maks\u0101juma termi\u0146u da\u017eas dienas, tad tas neatst\u0101s b\u016btisku ietekmi uz kred\u012btreitingu. Turpret\u012b, ja esat b\u016btiski kav\u0113jis katru maks\u0101juma termi\u0146u, J\u016bsu kred\u012btreitings samazin\u0101sies.<\/li>\n\n\n\n<li>Ien\u0101kumi \u2013 Ja J\u016bsu ien\u0101kumi ir zemi un neregul\u0101ri, J\u016bsu kred\u012btreitings samazin\u0101s.<\/li>\n<\/ul>\n\n\n\n<p><br><strong>4. Solis: Eksperta sl\u0113dziens par J\u016bsu kred\u012btsp\u0113ju<\/strong>&nbsp;(ja rodas sist\u0113mas k\u013c\u016bda vai kred\u012btreitings ir zems)<br>Ja iepriek\u0161\u0113jos so\u013cos mums ir radu\u0161\u0101s aizdomas, ka esat k\u013c\u016bd\u012bjies, aizpildot pieteikumu, m\u0113s varam Jums piezvan\u012bt. Piem\u0113ram, m\u0113s var\u0113tu uzdot Jums papildus jaut\u0101jumus par darba vietu un dz\u012bvesvietas adresi. Ja mums neizdosies ar Jums sazin\u0101ties, mums diem\u017e\u0113l n\u0101ksies atteikt aizdevuma pie\u0161\u0137ir\u0161anu.&nbsp;<br><br><strong>Rekl\u0101ma<\/strong><br>M\u0113s pied\u0101v\u0101jam m\u016bsu klientiem lojalit\u0101tes priek\u0161roc\u012bbas un \u012bpa\u0161os pied\u0101v\u0101jumus, ja tiek veikta savlaic\u012bga aizdevuma atmaksa. Esam l\u016bgu\u0161i J\u016bsu piekri\u0161anu \u0161\u0101du \u012bpa\u0161o pied\u0101v\u0101jumu sagatavo\u0161anai un profil\u0113\u0161anai. M\u0113s izskat\u012bsim iesp\u0113ju pied\u0101v\u0101t Jums \u012bpa\u0161os pied\u0101v\u0101jumus, pamatojoties uz aizdevuma atmaksu u.c. inform\u0101ciju J\u016bsu klienta profil\u0101. Jums ir ties\u012bbas atteikties no rekl\u0101mu sa\u0146em\u0161anas, k\u0101 ar\u012b iebilst pret profil\u0113\u0161anu, sazinoties ar mums (skat 7.sada\u013cu).<\/p>\n\n\n\n<p><strong>5. Kam m\u0113s atkl\u0101jam inform\u0101ciju par Jums?<\/strong><\/p>\n\n\n\n<p>Pirmo pieteikumu m\u016bsu aizdevumam aizpild\u0101t m\u016bsu apak\u0161uz\u0146\u0113m\u0113ju m\u0101jas lap\u0101. Vi\u0146i ar\u012b pal\u012bdz mums izv\u0113rt\u0113t kr\u0101p\u0161anas riskus. \u0160ie apak\u0161uz\u0146\u0113m\u0113ji ir Eiropas savien\u012bb\u0101 re\u0123istr\u0113ti uz\u0146\u0113mumi, kuram J\u016bsu personas datus nododam uz Visp\u0101r\u012bg\u0101s personas datu aizsardz\u012bbas regulas 4.panta 2.3punkta) pamata, rekl\u0101mas, Avafin Latvia SIA m\u0101jas lapas un klientu zonas un s\u0101kotn\u0113j\u0101s identifik\u0101cijas nol\u016bkos.<br><br>J\u016bsu kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161anai m\u0113s atkl\u0101jam inform\u0101ciju kred\u012btu un par\u0101da piedzi\u0146as pakalpojunu sniedz\u0113ju birojiem, par\u0101dnieku datu b\u0101z\u0113m, uz\u0146\u0113mumiem, kas pal\u012bdz mums kr\u0101p\u0161anas riska izv\u0113rt\u0113\u0161an\u0101. Lai p\u0101rskait\u012btu aizdevumu J\u016bsu Bankas kont\u0101, m\u0113s sniedzam inform\u0101ciju maks\u0101jumu apstr\u0101des pakalpojumu sniedz\u0113jam (piem\u0113ram, bankai). M\u0113s varam atkl\u0101t inform\u0101ciju uz\u0146\u0113mumiem, kuri mums pal\u012bdz m\u0101rketinga aktivit\u0101t\u0113s.&nbsp;<br><br>Esam par\u016bp\u0113ju\u0161ies par da\u017e\u0101diem r\u012bkiem un pakalpojumiem, kas atvieglo m\u016bsu sadarb\u012bbu un padara \u0101tr\u0101ku m\u016bsu sazi\u0146u. T\u0101d\u0113\u013c m\u0113s atkl\u0101jam J\u016bsu kontaktinform\u0101ciju uz\u0146\u0113mumiem, kuri nodro\u0161ina komunik\u0101ciju ar Jums (\u012bszi\u0146u un e-pastu zi\u0146u izs\u016bt\u012b\u0161ana, autom\u0101tiskie zvani, telefonsakari un to ieraksti). Piem\u0113ram, m\u0113s sadarbojamies ar SIA &#8220;T2R&#8221; un&nbsp; Messente Communication OU, lai atg\u0101din\u0101tu Jums par maks\u0101juma termi\u0146u vai pied\u0101v\u0101tu jaunu pakalpojumu. Savuk\u0101rt Genesys Cloud Services B.V1 pal\u012bdz mums ierakst\u012bt telefonsarunas, lai varam, piem\u0113ram, vienoties par aizdevuma atmaksas grafiku telefoniski. IT infrastrukt\u016bru nodro\u0161ina m\u016bsu m\u0101sas uz\u0146\u0113mums Avafin IT GmbH.<br><br>Ja netiks veikta aizdevuma atmaksa atbilsto\u0161i l\u012bguma noteikumiem, m\u0113s varam nos\u016bt\u012bt inform\u0101ciju par nesegtaj\u0101m par\u0101dsaist\u012bb\u0101m kred\u012btu birojiem, k\u0101 ar\u012b izv\u0113rt\u0113t, vai J\u016bsu par\u0101da atg\u016b\u0161anai mums j\u0101piesaista speci\u0101listi. \u0160aj\u0101 gad\u012bjum\u0101 J\u016bsu personas datus apstr\u0101d\u0101sim, lai nodro\u0161in\u0101tu m\u016bsu le\u0123it\u012bmo interesi sa\u0146emt izsniegt\u0101 aizdevuma atmaksu. Ja nolemsim J\u016bsu par\u0101du nodot par\u0101du atg\u016b\u0161anas pakalpojuma sniedz\u0113jiem, tad nodosim vi\u0146iem J\u016bsu v\u0101rdu, uzv\u0101rdu, visu kontaktinform\u0101ciju, J\u016bsu kred\u012bta l\u012bguma kopiju un jebk\u0101dus t\u0101 groz\u012bjumus, veikto maks\u0101jumu v\u0113sturi un rakstiski fiks\u0113tus koment\u0101rus par par\u0101da atg\u016b\u0161anu.&nbsp;<br><br>Mums ir pien\u0101kums atkl\u0101t inform\u0101ciju par Jums sniegto pakalpojumu gad\u012bjumos, kad \u0161\u0101dai atkl\u0101\u0161anai ir juridisks pamatojums, tas paredz\u0113ts saisto\u0161ajos normat\u012bvajos aktos. Piem\u0113ram, lai sniegtu atbildes uz valsts un pa\u0161vald\u012bbu iest\u0101\u017eu piepras\u012bjumiem, aizsarg\u0101tu J\u016bsu vai citu personu dro\u0161\u012bbu, aizsarg\u0101tu m\u016bsu ties\u012bbas.<\/p>\n\n\n\n<p>M\u0113s sadarbojamies ar profesion\u0101lu finan\u0161u speci\u0101listu komand\u0101m, kuriem nododam inform\u0101ciju par J\u016bsu iesniegto aizdevuma pieteikumu, ja gad\u012bjum\u0101 nevaram pied\u0101v\u0101t aizdevumu pa\u0161i.<\/p>\n\n\n\n<p>Starp Avafin Latvia un katru finan\u0161u konsultantu, ar ko sadarbojamies, ir nosl\u0113gta vieno\u0161an\u0101s par personas datu apstr\u0101di.<\/p>\n\n\n\n<p>Jebk\u0101du jaut\u0101jumu gad\u012bjum\u0101 l\u016bdzam J\u016bs v\u0113rsties pie mums. Inform\u0101ciju par to, k\u0101 to izdar\u012bt, atrad\u012bsiet t\u0101l\u0101k,\u0161\u012bs politikas 7.punkt\u0101.<\/p>\n\n\n\n<p><strong>6. K\u0101 m\u0113s aizsarg\u0101jam J\u016bsu inform\u0101ciju?&nbsp;<\/strong><\/p>\n\n\n\n<p>Lai aizsarg\u0101tu J\u016bsu inform\u0101cijas un datu priv\u0101tumu, m\u0113s esam ieviesu\u0161i tehniska un administrat\u012bva rakstura dro\u0161\u012bbas pas\u0101kums. M\u0113s regul\u0101ri atjaunin\u0101m un test\u0113jam dro\u0161\u012bbas tehnolo\u0123ijas. M\u0113s ierobe\u017eojam piek\u013cuvi J\u016bsu personas datiem m\u016bsu darbiniekiem, nosakot pieejas ties\u012bbas, cikt\u0101l tas nepiecie\u0161ams pakalpojuma snieg\u0161anai. M\u0113s apm\u0101cam darbiniekus par priv\u0101tuma svar\u012bgumu, lai saglab\u0101tu J\u016bsu inform\u0101cijas priv\u0101tumu un dro\u0161\u012bbu. J\u016bsu inform\u0101cijas aizsardz\u012bbai m\u0113s \u0161ifr\u0113jam gan uzglab\u0101tos, gan sa\u0146emtos datus. T\u0101pat izmantojam tehniskos risin\u0101jumus, lai nodro\u0161in\u0101tu Jums pieeju saviem datiem. Ja mums k\u013c\u016bs zin\u0101ms, ka J\u016bsu dati ir nozaud\u0113ti vai k\u013cuvu\u0161i pieejami tre\u0161aj\u0101m person\u0101m, m\u0113s Jums nos\u016bt\u012bsim person\u012bgu pazi\u0146ojumu.<\/p>\n\n\n\n<p><strong>7. K\u0101das ir J\u016bsu ties\u012bbas?<\/strong><\/p>\n\n\n\n<p>M\u0113s apstr\u0101d\u0101jam J\u016bsu datus, t\u0101d\u0113\u013c Jums ir ties\u012bbas noskaidrot k\u0101 un ko m\u0113s ar tiem dar\u0101m, k\u0101 ar\u012b da\u017eos gad\u012bjumos l\u016bgt samazin\u0101t apstr\u0101des darb\u012bbu apm\u0113ru. Ja esat m\u016bsu klients, J\u016bsu \u0113rt\u012bbai esam izveidoju\u0161i sada\u013cu Mans priv\u0101tums J\u016bsu klienta profil\u0101, kur\u0101 varat bez maksas realiz\u0113t savas ties\u012bbas. Jums ir \u0161\u0101das ties\u012bbas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pieejas ties\u012bbas (sa\u0146emt m\u016bsu r\u012bc\u012bb\u0101 eso\u0161os J\u016bsu personas datus, noskaidrot datu apstr\u0101des m\u0113r\u0137i un pamatu)<\/li>\n\n\n\n<li>ties\u012bbas atsaukt piekri\u0161anu (atteikties no rekl\u0101mas sa\u0146em\u0161anas)<\/li>\n\n\n\n<li>ties\u012bbas labot datus (main\u012bt savu kontaktinform\u0101ciju, iesniegt aktu\u0101lo inform\u0101ciju par J\u016bsu ien\u0101kumiem vai izdevumiem)<\/li>\n\n\n\n<li>ties\u012bbas ierobe\u017eot personas datu apstr\u0101di (l\u016bgt neizmantot noteiktu inform\u0101ciju par Jums)<\/li>\n\n\n\n<li>ties\u012bbas uz datu p\u0101rnesam\u012bbu (sa\u0146emt J\u016bsu sniegto inform\u0101ciju par sevi [json] form\u0101t\u0101)<\/li>\n\n\n\n<li>ties\u012bbas tikt aizmirstam (dz\u0113st savu inform\u0101ciju no m\u016bsu datu b\u0101z\u0113m *, p\u0113c tam, kad esam izpild\u012bju\u0161i savu pien\u0101kumu glab\u0101t \u0161o inform\u0101ciju noteiktu laiku)<\/li>\n\n\n\n<li>iebilst pret personas datu apstr\u0101di<\/li>\n\n\n\n<li>v\u0113rsties personas datu apstr\u0101di uzraugo\u0161aj\u0101 iest\u0101d\u0113 (Datu valsts inspekcija, www.dvi.gov.lv) sakar\u0101 ar jaut\u0101jumiem par personas datu apstr\u0101di vai iesniegt s\u016bdz\u012bbu. Pirms v\u0113r\u0161an\u0101s inspekcij\u0101 m\u0113s aicin\u0101m J\u016bs sazin\u0101ties ar m\u016bsu Personas datu aizsardz\u012bbas speci\u0101listu (sk. 8. sada\u013cu), lai p\u0113c iesp\u0113jas \u0101tri rastu J\u016bsu jaut\u0101juma risin\u0101jumu<\/li>\n\n\n\n<li>deaktiviz\u0113t savu klienta profilu m\u0101jas lap\u0101.<\/li>\n<\/ul>\n\n\n\n<p><em>* Ja, pamatojoties uz J\u016bsu piepras\u012bjumu, m\u0113s dz\u0113s\u012bsim inform\u0101ciju un dz\u0113\u0161anas rezult\u0101t\u0101 vairs nevar\u0113sim J\u016bs identific\u0113t, visdr\u012bz\u0101k Jums vairs neb\u016bs iesp\u0113jas baud\u012bt jauna klienta statusa priek\u0161roc\u012bbas, kas paredz \u012bpa\u0161o pied\u0101v\u0101jumu un atlai\u017eu sa\u0146em\u0161anu (skat. 3.sada\u013cu).&nbsp;<\/em><\/p>\n\n\n\n<p>Ja Jums ir radu\u0161ies jaut\u0101jumi par Priv\u0101tuma politiku vai datu apstr\u0101di, vai ar\u012b v\u0113laties iesniegt piepras\u012bjumu, J\u016bs varat inform\u0113t m\u016bs par to mutiski vai rakstiski (iesniedzot iesniegumu kl\u0101tien\u0113 vai parakst\u012btu ar dro\u0161u elektronisko parakstu).&nbsp;<\/p>\n\n\n\n<p><br>Sazinieties ar mums:&nbsp;<br>27231100, info@avafin.lv, Adrese: Avafin Latvia SIA,&nbsp;Skanstes iela 12, R\u012bga, LV &#8211; 1013<\/p>\n\n\n\n<p><strong>8. Kas var pal\u012bdz\u0113t?&nbsp;<\/strong><\/p>\n\n\n\n<p>M\u0113s c\u012bt\u012bgi str\u0101d\u0101jam, lai aizsarg\u0101tu J\u016bsu personas datus un nodro\u0161in\u0101tu datu apstr\u0101des darb\u012bbu atkl\u0101t\u012bbu. Tom\u0113r, ja ir radu\u0161\u0101s neskaidr\u012bbas vai jaut\u0101jumi saist\u012bb\u0101 ar J\u016bsu datu apstr\u0101di, l\u016bdzu sazin\u0101ties ar m\u016bsu Personas datu aizsardz\u012bbas speci\u0101listu. Personas datu aizsardz\u012bbas speci\u0101lists atbild\u0113s uz jaut\u0101jumiem par J\u016bsu datu apstr\u0101di Avafin Latvia SIA. J\u016bs varat sazin\u0101ties ar Personas datu aizsardz\u012bbas speci\u0101listi <strong>Di\u0101nu Adamovi\u010du,<\/strong> nos\u016btot e-pastu uz <strong><a href=\"mailto:diana.adamovica@avafin.com\" target=\"_blank\" rel=\"noreferrer noopener\">diana.adamovica@avafin.com<\/a>.<\/strong> L\u016bdzu, aprakstiet savu jaut\u0101jumu p\u0113c iesp\u0113jas detaliz\u0113t\u0101k!<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Priv\u0101tuma politika 21.11.2024 M\u016bsu m\u0113r\u0137is ir padar\u012bt naudu Jums pieejamu god\u012bg\u0101, vienk\u0101r\u0161\u0101 un saprotam\u0101 veid\u0101. \u0160aj\u0101 lap\u0101 \/ Priv\u0101tuma politikas sada\u013c\u0101 J\u016bs uzzin\u0101siet k\u0101du inform\u0101ciju m\u0113s par Jums iev\u0101cam, ko m\u0113s ar to dar\u0101m un k\u0101d\u0101s situ\u0101cij\u0101s atkl\u0101jam tre\u0161aj\u0101m pus\u0113m. Priv\u0101tuma politik\u0101 aprakst\u012bt\u0101s personas datu apstr\u0101des p\u0101rzinis ir Avafin Latvia SIA, re\u0123istr\u0101cijas numurs: 40103283854, juridisk\u0101 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"homepage-template.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5802","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Priv\u0101tuma politika - Avafin.lv<\/title>\n<meta name=\"description\" content=\"Priv\u0101tuma politikas sada\u013c\u0101 varat uzzin\u0101t, k\u0101du inform\u0101ciju par Jums iev\u0101cam, ko m\u0113s ar to dar\u0101m un k\u0101d\u0101s situ\u0101cij\u0101s atkl\u0101jam tre\u0161aj\u0101m pus\u0113m.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.lv\/ru\/politika-konfidentsialnosti\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Priv\u0101tuma politika - 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