{"id":5798,"date":"2023-01-06T07:11:13","date_gmt":"2023-01-06T07:11:13","guid":{"rendered":"https:\/\/www.avafin.lv\/?page_id=5798"},"modified":"2026-06-29T08:12:05","modified_gmt":"2026-06-29T08:12:05","slug":"uslovija-dogovora-zajma","status":"publish","type":"page","link":"https:\/\/www.avafin.lv\/ru\/aizdevuma-liguma-noteikumi\/","title":{"rendered":"\u041e\u0431\u0449\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0414\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0437\u0430\u0439\u043c\u0430"},"content":{"rendered":"
<\/div>\n\n\n\n

\u041e\u0431\u0449\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0414\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0437\u0430\u0439\u043c\u0430<\/h1>\n\n\n\n

Sp\u0113k\u0101 no 29.06.2026.<\/strong><\/p>\n\n\n\n

    \n
  1. L\u012bgum\u0101 lietotie termini<\/strong><\/li>\n<\/ol>\n\n\n\n

    1.1. \u041f\u043b\u0430\u0442\u0430 \u0437\u0430 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435<\/strong> \u2013 maksa, ko Aizdev\u0113js piem\u0113ro L\u012bguma darb\u012bbas laik\u0101 par t\u0101 uzraudz\u012bbu un apkalpo\u0161anu;<\/p>\n\n\n\n

    1.2. Aizdev\u0113ja bankas konts<\/strong> \u2013 Aizdev\u0113ja bankas konts, kas nor\u0101d\u012bts M\u0101jaslap\u0101;<\/p>\n\n\n\n

    1.3. \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0435\u0446<\/strong> - Avafin Latvia SIA, \u0435\u0434\u0438\u043d\u044b\u0439 \u0440\u0435\u0433\u0438\u0441\u0442\u0440\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0439 \u043d\u043e\u043c\u0435\u0440: 40103283854, \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0430\u0434\u0440\u0435\u0441: \u0443\u043b\u0438\u0446\u0430 \u0421\u043a\u0430\u043d\u0441\u0442\u0435\u0441 12, \u0420\u0438\u0433\u0430, LV-1013;<\/p>\n\n\n\n

    1.4. Aizdevums\/Aizdevuma summa<\/strong> \u2013 naudas summa, ko Aizdev\u0113js aizdod Aiz\u0146\u0113m\u0113jam saska\u0146\u0101 ar L\u012bguma noteikumiem un pamatojoties uz Aiz\u0146\u0113m\u0113ja Pieteikumu;<\/p>\n\n\n\n

    1.5. \u0417\u0430\u0435\u043c\u0449\u0438\u043a<\/strong> \u2013 fizisk\u0101 persona, vecum\u0101 no 20 l\u012bdz 75 gadiem, ar kuru Aizdev\u0113js ir nosl\u0113dzis L\u012bgumu un kura ir sa\u0146\u0113musi Aizdevumu, vai kura ir izteikusi nodomu nosl\u0113gt ar Aizdev\u0113ju L\u012bgumu un sa\u0146emt Aizdevumu;<\/p>\n\n\n\n

    1.6. Aiz\u0146\u0113muma procenti<\/strong> \u2013 Speci\u0101lajos notikumos noteikta atl\u012bdz\u012bba par Aizdevuma lieto\u0161anu, kas tiek apr\u0113\u0137in\u0101ta no neatmaks\u0101t\u0101s Aizdevuma summas l\u012bdz L\u012bguma izpildei vai izbeig\u0161anai;<\/p>\n\n\n\n

    1.7. \u0413\u0440\u0430\u0444\u0438\u043a \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430 \u2013<\/strong> \u2013 Aizdev\u0113ja sast\u0101d\u012bts Aizdevuma atmaksas grafiks, kur\u0101 noteikti Aizdevuma, Aiz\u0146\u0113muma procentu, L\u012bguma noform\u0113\u0161anas maksas un Administr\u0113\u0161anas maksas maks\u0101\u0161anas termi\u0146i un apm\u0113rs;<\/p>\n\n\n\n

    1.8. \u0421\u0440\u043e\u043a \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430<\/strong> \u2013 termi\u0146\u0161, l\u012bdz kuram Aiz\u0146\u0113m\u0113jam ir piln\u012bb\u0101 j\u0101atmaks\u0101 Aizdev\u0113jam Aizdevums un Aiz\u0146\u0113muma procenti;<\/p>\n\n\n\n

    1.9. \u041f\u0440\u0435\u0439\u0441\u043a\u0443\u0440\u0430\u043d\u0442<\/strong> \u2013 M\u0101jaslap\u0101 pieejamais cenr\u0101dis: https:\/\/www.avafin.lv\/cenradis<\/a>.<\/p>\n\n\n\n

    1.10. \u0421\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f \u043e \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u043c \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u043e\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u0435<\/strong> \u0443\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u043d\u044b\u0439 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u043e\u0439 \u041f\u0430\u0440\u043b\u0430\u043c\u0435\u043d\u0442\u0430 \u0438 \u0421\u043e\u0432\u0435\u0442\u0430 \u0415\u0432\u0440\u043e\u043f\u044b \u2116 2008\/48\/EC \u043e\u0442 23 \u0430\u043f\u0440\u0435\u043b\u044f 2008 \u0433\u043e\u0434\u0430 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u0439 \u0431\u043b\u0430\u043d\u043a \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u043e\u0439 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u043e\u0433\u043e \u0417\u0430\u0439\u043c\u0430;<\/p>\n\n\n\n

    1.11. \u0413\u041f\u0421<\/strong> \u2013 \u0433\u043e\u0434\u043e\u0432\u0430\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430. \u041e\u0431\u0449\u0438\u0435 \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0417\u0430\u0435\u043c, \u0432\u044b\u0440\u0430\u0436\u0435\u043d\u043d\u044b\u0435 \u0432 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u0430\u0445 \u043e\u0442 \u043e\u0431\u0449\u0435\u0439 \u0441\u0443\u043c\u043c\u044b \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u043e\u0433\u043e \u0417\u0430\u0439\u043c\u0430.<\/p>\n\n\n\n

    1.12. \u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442-\u0431\u0430\u043d\u043a<\/strong> \u2013 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u043e\u0431\u043c\u0435\u043d\u0430 \u0434\u0430\u043d\u043d\u044b\u043c\u0438 \u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0433\u043e \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u044f, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u044f \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u0417\u0430\u0435\u043c\u0449\u0438\u043a \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0443 \u0432\u044b\u044f\u0441\u043d\u0438\u0442\u044c \u0441\u0432\u043e\u044e \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u044c, \u0438 \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u0442\u044c \u0443\u0434\u0430\u043b\u0435\u043d\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438;<\/p>\n\n\n\n

    1.13. Klienta profils<\/strong> \u2013 Aizdev\u0113ja M\u0101jaslap\u0101 pieejama individualiz\u0113ta un aizsarg\u0101ta lietot\u0101ja vide, kurai Aiz\u0146\u0113m\u0113js piek\u013c\u016bst p\u0113c autentific\u0113\u0161an\u0101s, izmantojot Aizdev\u0113ja noteiktos identifik\u0101cijas l\u012bdzek\u013cus. Klienta profil\u0101 Aiz\u0146\u0113m\u0113jam ir pieejama inform\u0101cija par nosl\u0113gtajiem L\u012bgumiem, Atmaksas grafikiem, saist\u012bbu izpildi, iesniegtajiem pieteikumiem, Aizdev\u0113ja pazi\u0146ojumiem Aiz\u0146\u0113m\u0113jiem, k\u0101 ar\u012b citi ar Aizdev\u0113ja sniegtajiem pakalpojumiem saist\u012btie dokumenti un inform\u0101cija;<\/p>\n\n\n\n

    1.14. Likumiskie procenti<\/strong> \u2013 atbilsto\u0161i Latvijas Republikas sp\u0113k\u0101 eso\u0161ajiem normat\u012bvajiem aktiem noteikti procenti, kuru apm\u0113rs uz L\u012bguma nosl\u0113g\u0161anas br\u012bdi ir 6% gad\u0101 un kas tiek apr\u0113\u0137in\u0101ti p\u0113c L\u012bguma izbeig\u0161anas, ja Aiz\u0146\u0113m\u0113js nav izpild\u012bjis visas no L\u012bguma izrieto\u0161\u0101s maks\u0101jumu saist\u012bbas;<\/p>\n\n\n\n

    1.15. \u041f\u043b\u0430\u0442\u0430 \u0437\u0430 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0435 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430<\/strong> \u2013 maksa, ko Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam par Aizdevuma piepras\u012bjuma izskat\u012b\u0161anu un L\u012bguma noform\u0113\u0161anu, kas j\u0101atmaks\u0101 saska\u0146\u0101 ar Atmaksas grafiku;<\/p>\n\n\n\n

    1.16. \u0414\u043e\u0433\u043e\u0432\u043e\u0440<\/strong> \u2013 L\u012bguma Speci\u0101lie noteikumi un L\u012bguma visp\u0101r\u012bgie noteikumi;<\/p>\n\n\n\n

    1.1.7 \u0428\u0442\u0440\u0430\u0444\u043d\u044b\u0435 \u0441\u0430\u043d\u043a\u0446\u0438\u0438<\/strong> \u2013 L\u012bgum\u0101 noteiktais l\u012bgumsods, kas Aiz\u0146\u0113m\u0113jam ir j\u0101maks\u0101 Aizdev\u0113jam no maks\u0101juma saist\u012bbu 61 (se\u0161desmit viens) kav\u0113juma dienas, ja Aiz\u0146\u0113m\u0113js neizpilda vai nepien\u0101c\u012bgi izpilda Aizdevuma atmaksu atbilsto\u0161i Atmaksas grafikam.<\/p>\n\n\n\n

    1.18. \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f \u0437\u0430 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0443 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/strong> \u2013 maks\u0101jums, kura likme ir noteikta Speci\u0101lajos noteikumos un kuru Aiz\u0146\u0113m\u0113jam ir j\u0101maks\u0101 Aizdev\u0113jam l\u012bdz 60 (se\u0161desmit) kav\u0113juma dienai ieskaitot, ja Aiz\u0146\u0113m\u0113js neizpilda vai nepien\u0101c\u012bgi izpilda Aizdevuma atmaksu atbilsto\u0161i Atmaksas grafikam.<\/p>\n\n\n\n

    1.19. \u0417\u0430\u044f\u0432\u043b\u0435\u043d\u0438\u0435<\/strong> \u2013 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e \u043f\u043e\u0434\u0430\u043d\u043d\u043e\u0435 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0443 \u0437\u0430\u044f\u0432\u043b\u0435\u043d\u0438\u0435 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430 \u043e \u0432\u044b\u0434\u0430\u0447\u0435 \u0417\u0430\u0439\u043c\u0430;<\/p>\n\n\n\n

    1.20. M\u0101jaslapa<\/strong> \u2013 Aizdev\u0113ja interneta vietne https:\/\/www.avafin.lv<\/a>, kur\u0101 Aiz\u0146\u0113m\u0113js elektroniski iesniedz Pieteikumu un sl\u0113dz L\u012bgumu;<\/p>\n\n\n\n

    1.21. \u041f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430<\/strong> \u2013 Speci\u0101lajos noteikumos noteikta fiks\u0113ta Aiz\u0146\u0113muma procentu likme;<\/p>\n\n\n\n

    1.22. \u0421\u0442\u043e\u0440\u043e\u043d\u044b (\u043f\u043e \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u2014 \u0421\u0442\u043e\u0440\u043e\u043d\u0430)<\/strong> \u2013 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0435\u0446 \u0438 \u0417\u0430\u0435\u043c\u0449\u0438\u043a;<\/p>\n\n\n\n

    1.23. Sadarb\u012bbas partneris \u2013 <\/strong>Aizdev\u0113ja sadarb\u012bbas partneris, kas ir kred\u012bta starpnieks vai kred\u012bta starpnieka p\u0101rst\u0101vis, un ar kuru Aizdev\u0113jam ir nosl\u0113gts sadarb\u012bbas l\u012bgums;<\/p>\n\n\n\n

    1.24. Speci\u0101lie noteikumi \u2013 <\/strong>L\u012bguma neat\u0146emama sast\u0101vda\u013ca, ko veido katram Aiz\u0146\u0113m\u0113jam individu\u0101li sast\u0101d\u012bts Atmaksas grafiks un individu\u0101lie Aiz\u0146\u0113muma noteikumi;<\/p>\n\n\n\n

    1.25. \u0422\u0440\u0435\u0442\u044c\u0435 \u043b\u0438\u0446\u043e<\/strong> \u2013 jebkura persona, kas nav \u0161\u012b L\u012bguma puse.<\/p>\n\n\n\n

      \n
    1. L\u012bguma priek\u0161mets<\/strong><\/li>\n<\/ol>\n\n\n\n

      2.1. Ar \u0161o L\u012bgumu Aizdev\u0113js izsniedz un Aiz\u0146\u0113m\u0113js pie\u0146em un ap\u0146emas atmaks\u0101t Aizdevumu, Aiz\u0146\u0113muma procentus un citus L\u012bgum\u0101 noteiktos maks\u0101jumus saska\u0146\u0101 ar L\u012bguma noteikumiem.<\/p>\n\n\n\n

        \n
      1. Aiz\u0146\u0113m\u0113ja re\u0123istr\u0101cija un Pieteikuma iesnieg\u0161ana<\/strong><\/li>\n<\/ol>\n\n\n\n

        3.1. Lai pieteiktos Aizdevuma sa\u0146em\u0161anai, Aiz\u0146\u0113m\u0113jam ir j\u0101veic re\u0123istr\u0101cija, aizpildot re\u0123istr\u0101cijas formu M\u0101jaslap\u0101, vai piesakoties Aizdevumam caur Aizdev\u0113ja Sadarb\u012bbas partneri.<\/p>\n\n\n\n

        3.2. Aizpildot re\u0123istr\u0101cijas formu M\u0101jaslap\u0101, Aiz\u0146\u0113m\u0113js nor\u0101da visu piepras\u012bto inform\u0101ciju. Lai apstiprin\u0101tu re\u0123istr\u0101ciju, Aiz\u0146\u0113m\u0113jam ir j\u0101veic elektroniska identifik\u0101cija M\u0101jaslap\u0101, izmantojot bankas datu p\u0101rraides tie\u0161saisti ar Aiz\u0146\u0113m\u0113ja Internetbanku.<\/p>\n\n\n\n

        3.3. Apstiprinot re\u0123istr\u0101ciju, tiek izveidots Klienta profils un tiek iesniegts Pieteikums Aizdevuma sa\u0146em\u0161anai.<\/p>\n\n\n\n

        3.4. Aizpildot Pieteikumu caur Aizdev\u0113ja Sadarb\u012bbas partneri, Aiz\u0146\u0113m\u0113jam ir j\u0101veic identifik\u0101cija atbilsto\u0161i Sadarb\u012bbas partnera nodro\u0161in\u0101tiem identifik\u0101cijas veidiem. \u0160\u0101d\u0101 gad\u012bjum\u0101, Aiz\u0146\u0113m\u0113ja re\u0123istr\u0101cija, Klienta profila izveide un Pieteikuma iesnieg\u0161ana Aizdev\u0113jam notiek automatiz\u0113ti.<\/p>\n\n\n\n

          \n
        1. Aizdevuma pie\u0161\u0137ir\u0161ana, L\u012bguma nosl\u0113g\u0161ana un Aizdevuma izmaksa<\/strong><\/li>\n<\/ol>\n\n\n\n

          4.1. P\u0113c Aiz\u0146\u0113m\u0113ja Pieteikuma sa\u0146em\u0161anas, Aizdev\u0113js veic maks\u0101tsp\u0113jas nov\u0113rt\u0113\u0161anu atbilsto\u0161i iek\u0161\u0113j\u0101m proced\u016br\u0101m un pie\u0146em l\u0113mumu par Aizdevuma pie\u0161\u0137ir\u0161anu vai atteikumu pie\u0161\u0137irt Aizdevumu Aiz\u0146\u0113m\u0113jam. Aizdev\u0113js ir ties\u012bgs atteikt Aizdevuma pie\u0161\u0137ir\u0161anu Aiz\u0146\u0113m\u0113jam, par to inform\u0113jot Aiz\u0146\u0113m\u0113ju. Aizdev\u0113jam nav pien\u0101kuma pamatot atteikumu pie\u0161\u0137irt Aizdevumu, iz\u0146emot gad\u012bjumus, kad Aizdevuma pie\u0161\u0137ir\u0161anas atteikums, pamatots ar inform\u0101ciju, kas ieg\u016bta no kred\u012btinform\u0101cijas biroju datub\u0101z\u0113m.<\/p>\n\n\n\n

          4.2. Ja Aizdev\u0113js pie\u0146em l\u0113mumu pie\u0161\u0137irt Aizdevumu Aiz\u0146\u0113m\u0113jam, Aizdev\u0113js Klienta profil\u0101 sniedz Aiz\u0146\u0113m\u0113jam Aizdevuma pied\u0101v\u0101jamu, kur\u0101 nor\u0101da Aizdevuma noteikumus un inform\u0113 Aiz\u0146\u0113m\u0113ju par Aiz\u0146\u0113m\u0113jam pied\u0101v\u0101t\u0101 Aizdevuma apm\u0113ru, Procentu likmi apm\u0113ru, GPL, Atmaksas termi\u0146u un Atmaksas grafiku (kur\u0101 redzams m\u0113ne\u0161a maks\u0101jums).<\/p>\n\n\n\n

          4.3. Aizdev\u0113js ir ties\u012bgs pied\u0101v\u0101t Aiz\u0146\u0113m\u0113jam maz\u0101ku Aizdevumu, izv\u0113rt\u0113jot katru Aiz\u0146\u0113m\u0113ju individu\u0101li, par pie\u0161\u0137iramo Aizdevuma summu un Atmaksas grafiku inform\u0113jot Aiz\u0146\u0113m\u0113ju Klienta profil\u0101. \u0160\u0101d\u0101 gad\u012bjum\u0101 nav nepiecie\u0161ami labojumi Pieteikum\u0101, un gal\u012bgo Aizdevuma summu un Atmaksas grafiku Aizdev\u0113js var apstiprin\u0101t, apstiprinot L\u012bgumu, vai noraid\u012bt. <\/p>\n\n\n\n

          4.4. Aizdev\u0113ja izteikts Aizdevuma pied\u0101v\u0101jums ir sp\u0113k\u0101 14 (\u010detrpadsmit) kalend\u0101r\u0101s dienas no t\u0101 izteik\u0161anas br\u012b\u017ea. Min\u0113tais termi\u0146\u0161 skait\u0101ms no dienas, kad pied\u0101v\u0101jums ir pieejams Klienta profil\u0101. Ja Aiz\u0146\u0113m\u0113js \u0161aj\u0101 punkt\u0101 noteiktaj\u0101 termi\u0146\u0101 un \u0161o noteikumu noteiktaj\u0101 k\u0101rt\u012bb\u0101 nav nosl\u0113dzis L\u012bgumu, Aizdevuma pied\u0101v\u0101jums Aizdev\u0113jam vairs nav saisto\u0161s.<\/p>\n\n\n\n

          4.5. L\u012bgums tiek nosl\u0113gts, kad Aiz\u0146\u0113m\u0113js, \u0161o noteikumu min\u0113taj\u0101 k\u0101rt\u012bb\u0101 un termi\u0146\u0101 apstiprina L\u012bgumu Klienta profil\u0101 Aizdev\u0113ja M\u0101jaslap\u0101. Gad\u012bjumos, kad Aiz\u0146\u0113m\u0113ja Pieteikums sa\u0146emts no Aiz\u0146\u0113m\u0113ja Sadarb\u012bbas partnera, papildus L\u012bguma apstiprin\u0101\u0161anai Klienta profil\u0101, Aiz\u0146\u0113m\u0113jam ir j\u0101apstiprina (j\u0101paraksta) L\u012bgums ar Smart ID vai j\u0101apstiprina L\u012bgums un j\u0101veic verifik\u0101cija ar 0,01 EUR p\u0101rskait\u012bjumu uz Aizdev\u0113ja bankas kontu. L\u012bgums tiek nosl\u0113gts ar distances sazi\u0146as l\u012bdzek\u013cu izmanto\u0161anu (tiek nosl\u0113gts distances l\u012bgums), kuram ir t\u0101ds pats sp\u0113ks un tiesisk\u0101s sekas k\u0101 rakstiski nosl\u0113gtam un Pu\u0161u parakst\u012btam l\u012bgumam.<\/p>\n\n\n\n

          4.6. L\u012bgums st\u0101jas sp\u0113k\u0101 ar t\u0101 nosl\u0113g\u0161anas br\u012bdi.<\/p>\n\n\n\n

          4.7. Aizdev\u0113js izmaks\u0101 Aiz\u0146\u0113m\u0113jam Aizdevumu ar bezskaidras naudas p\u0101rskait\u012bjumu uz Aiz\u0146\u0113m\u0113ja bankas kontu vienas darba dienas laik\u0101 p\u0113c tam, kad Aiz\u0146\u0113m\u0113js \u0161o noteikumu min\u0113taj\u0101 k\u0101rt\u012bb\u0101 un termi\u0146\u0101 ir apstiprin\u0101jis L\u012bgumu. Aizdevums tiek p\u0101rskait\u012bts uz Aiz\u0146\u0113m\u0113ja bankas kontu, caur kuru tika veikta elektronisk\u0101 identifik\u0101cija, izmantojot bankas datu p\u0101rraides tie\u0161saisti ar Aiz\u0146\u0113m\u0113ja Internetbanku, vai kas tika nor\u0101d\u012bts Klienta profil\u0101. Ar min\u0113t\u0101 p\u0101rskait\u012bjuma veik\u0161anas br\u012bdi uzskat\u0101ms, ka Aiz\u0146\u0113m\u0113js Aizdevumu ir sa\u0146\u0113mis.<\/p>\n\n\n\n

          4.8. Aizdev\u0113js nav atbild\u012bgs par darb\u012bbu veik\u0161anu ar nokav\u0113\u0161anos vai neizpildi, ja tas noticis no Aizdev\u0113ja neatkar\u012bgi un objekt\u012bvi nekontrol\u0113jami apst\u0101k\u013ci, tostarp, bet ne tikai:<\/p>\n\n\n\n

          4.8.1. sakaru trauc\u0113jumu d\u0113\u013c;<\/p>\n\n\n\n

          4.8.2. tre\u0161o personu (tostarp sadarb\u012bbas partneru, maks\u0101jumu pakalpojumu sniedz\u0113ju, u.c.) darb\u012bbas un\/vai bezdarb\u012bbas d\u0113\u013c;<\/p>\n\n\n\n

          4.8.3. citu, ar Aizdev\u0113ju nesaist\u012btu, iemeslu d\u0113\u013c.<\/p>\n\n\n\n

          4.9. P\u0113c L\u012bguma nosl\u0113g\u0161anas, Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam L\u012bguma noform\u0113\u0161anas maksu un Administr\u0113\u0161anas maksu, ja t\u0101das tiek piem\u0113rotas. L\u012bguma noform\u0113\u0161anas maksa un Administr\u0113\u0161anas maksa tiek sadal\u012bta vien\u0101dos maks\u0101jumos, un Aiz\u0146\u0113m\u0113jam t\u0101 ir j\u0101maks\u0101 saska\u0146\u0101 ar Atmaksas grafiku.<\/p>\n\n\n\n

            \n
          1. Aizdevuma atmaksa, Aiz\u0146\u0113muma procenti un maks\u0101jumi saist\u012bbu kav\u0113juma gad\u012bjum\u0101<\/strong><\/li>\n<\/ol>\n\n\n\n

            5.1. Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam Aiz\u0146\u0113muma procentus no neatmaks\u0101t\u0101s Aizdevuma summas par visu faktisko Aizdevuma izmanto\u0161anas laiku l\u012bdz L\u012bguma izbeig\u0161anai.<\/p>\n\n\n\n

            5.2. Aiz\u0146\u0113muma procenti, Likumiskie procenti un L\u012bgumsods tiek apr\u0113\u0137in\u0101ti, pie\u0146emot, ka gad\u0101 ir 365 (tr\u012bs simti se\u0161desmit piecas) dienas.<\/p>\n\n\n\n

            5.3. Aizdev\u0113js apr\u0113\u0137ina Aiz\u0146\u0113muma procentus, pamatojoties uz Procentu likmi. Procentu likme ir izteikta m\u0113ne\u0161a, dienas un gada procentos, ir nemain\u012bga un ir nor\u0101d\u012bta Speci\u0101lajos notikumos.<\/p>\n\n\n\n

            5.4. Aizdevuma summa, Aizdevuma Atmaksas termi\u0146\u0161, Procentu likme, GPL apm\u0113rs un cita ar L\u012bgumu saist\u012bt\u0101 inform\u0101cija ir nor\u0101d\u012bta L\u012bguma Speci\u0101lajos noteikumos, kas ir pieejami Aiz\u0146\u0113m\u0113ja Klienta profil\u0101.<\/p>\n\n\n\n

            5.5. Ja Aiz\u0146\u0113m\u0113js neveic no L\u012bguma izrieto\u0161u maks\u0101jumu samaksu L\u012bgum\u0101 noteiktaj\u0101 termi\u0146\u0101 un apm\u0113r\u0101, Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam Nokav\u0113juma procentus, L\u012bgumsodu un Likumiskos procentus.<\/p>\n\n\n\n

            5.6. L\u012bdz 60 (se\u0161desmit) kav\u0113juma dienai ieskaitot, Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam Nokav\u0113juma procentus, kas noteikti Speci\u0101lajos noteikumus, ta\u010du ne vair\u0101k k\u0101 36 (tr\u012bsdesmit se\u0161i) procentpunktus virs Aiz\u0146\u0113muma procentu likmes gad\u0101. Nokav\u0113juma procenti netiek apr\u0113\u0137in\u0101ti no pa\u0161iem Nokav\u0113juma procentiem, Aiz\u0146\u0113muma procentiem un cit\u0101m maks\u0101m par Aizdevuma izmanto\u0161anu.<\/p>\n\n\n\n

            5.7. S\u0101kot ar 61 (se\u0161desmit viens) kav\u0113juma dienu Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam L\u012bgumsodu 0,5% (nulle, komats, pieci procenti) apm\u0113r\u0101 no kav\u0113t\u0101s Aizdevuma summas par katru kav\u0113juma dienu, ta\u010du ne vair\u0101k k\u0101 10% (desmit procenti) no kav\u0113t\u0101s Aizdevuma summas. L\u012bgumsods netiek apr\u0113\u0137in\u0101ts no pa\u0161a L\u012bgumsoda samaksas kav\u0113juma.<\/p>\n\n\n\n

            5.8. P\u0113c L\u012bguma izbeig\u0161anas, ja Aiz\u0146\u0113m\u0113j\u0101m ir nenok\u0101rtotas maks\u0101jumu saist\u012bbas pret Aizdev\u0113ju, Aiz\u0146\u0113m\u0113js maks\u0101 Aizdev\u0113jam Likumiskos procentus l\u012bdz piln\u012bgai L\u012bgum\u0101 paredz\u0113to maks\u0101jumu saist\u012bbu izpildei.<\/p>\n\n\n\n

            5.9. Nokav\u0113juma procentu un\/vai L\u012bgumsoda samaksa neatbr\u012bvo Aiz\u0146\u0113m\u0113ju no L\u012bgum\u0101 noteikto saist\u012bbu izpildes.<\/p>\n\n\n\n

            5.10. Aiz\u0146\u0113m\u0113jam ir pien\u0101kums atmaks\u0101t Aizdevumu un ar to saist\u012btos maks\u0101jumus, taj\u0101 skait\u0101, bet ne tikai Aizdevuma summu, Aiz\u0146\u0113muma procentus, L\u012bguma noform\u0113\u0161anas maksu un Administr\u0113\u0161anas maksu, L\u012bgum\u0101 noteiktaj\u0101 apm\u0113r\u0101 un termi\u0146os, veicot bezskaidras naudas p\u0101rskait\u012bjumu uz Aizdev\u0113ja bankas kontu.<\/p>\n\n\n\n

            5.11. Veicot jebk\u0101du maks\u0101jumu saist\u012bb\u0101 ar L\u012bgumu, Aiz\u0146\u0113m\u0113jam p\u0101rskait\u012bjuma m\u0113r\u0137\u012b ir j\u0101nor\u0101da L\u012bguma numurs. Ja Aiz\u0146\u0113m\u0113js veic maks\u0101jumu, kas neatbilst \u0161aj\u0101 punkt\u0101 noteiktajam, Aizdev\u0113jam ir ties\u012bbas \u0161\u0101du maks\u0101jumu uzskat\u012bt par nesa\u0146emtu l\u012bdz t\u0101 identifik\u0101cijas br\u012bdim.<\/p>\n\n\n\n

            5.12. Aizdevuma summu, Aiz\u0146\u0113muma procentu un citus ar L\u012bgumu saist\u012btos maks\u0101jumus, Aiz\u0146\u0113m\u0113js atmaks\u0101 t\u0101d\u0101 val\u016bt\u0101, k\u0101d\u0101 Aizdev\u0113js pie\u0161\u0137\u012bris Aizdevumu.<\/p>\n\n\n\n

            5.13. Aizdev\u0113js ieskaita Aiz\u0146\u0113m\u0113ja ieskait\u012btos naudas l\u012bdzek\u013cus saist\u012bbu izpildei \u0161\u0101d\u0101 sec\u012bb\u0101:<\/p>\n\n\n\n

            5.13.1. procentu samaksai (gan Aiz\u0146\u0113muma procentu, gan Nokav\u0113juma procentu);<\/p>\n\n\n\n

            5.13.2. Aizdevuma summas samaksai;<\/p>\n\n\n\n

            5.13.3. L\u012bguma noform\u0113\u0161anas maksas samaksai;<\/p>\n\n\n\n

            5.13.4. L\u012bguma administr\u0113\u0161anas maksas samaksai;<\/p>\n\n\n\n

            5.13.5. L\u012bgumsoda samaksai.<\/p>\n\n\n\n

            5.14. Ja Aiz\u0146\u0113m\u0113js, atmaks\u0101jot Aizdevumu, atmaks\u0101 liel\u0101ku summu par kop\u0113jo atmaks\u0101jamo summu saska\u0146\u0101 ar Atmaksas grafiku, Aiz\u0146\u0113m\u0113jam ir ties\u012bbas rakstiski piepras\u012bt Aizdev\u0113jam atmaks\u0101t p\u0101rmaks\u0101tos naudas l\u012bdzek\u013cus, kurus Aizdev\u0113js p\u0101rskaita uz Aiz\u0146\u0113m\u0113ja nor\u0101d\u012bto bankas kontu 30 (tr\u012bsdesmit) dienu laik\u0101 no attiec\u012bga rakstveida iesnieguma sa\u0146em\u0161anas dienas.<\/p>\n\n\n\n

            5.15. Aiz\u0146\u0113m\u0113js ir ties\u012bgs atmaks\u0101t Aizdevumu piln\u012bb\u0101 vai da\u013c\u0113ji pirms Atmaksas termi\u0146a. Par pirmstermi\u0146a Aizdevuma atmaksas ties\u012bbu izmanto\u0161anu, Aiz\u0146\u0113m\u0113js vismaz 3 (tr\u012bs) darba dienas iepriek\u0161 rakstiski inform\u0113 Aizdev\u0113ju, nos\u016btot parakst\u012btu br\u012bvas formas iesniegumu uz Aizdev\u0113ja e-pasta adresi info@avafin.lv<\/a> vai juridisko adresi. Iesniegum\u0101 Aiz\u0146\u0113m\u0113js nor\u0101da atmaks\u0101jam\u0101s summas apm\u0113ru un pirmstermi\u0146a atmaksas datumu. Ja Aiz\u0146\u0113m\u0113js atmaks\u0101 Aizdevuma summu pirms termi\u0146a piln\u012bb\u0101, Aiz\u0146\u0113m\u0113jam ir j\u0101maks\u0101 Aizdev\u0113jam Aiz\u0146\u0113muma procenti un citi ar L\u012bgumu saist\u012btie maks\u0101jumi par laika posmu, l\u012bdz kuram Aiz\u0146\u0113m\u0113js piln\u012bb\u0101 nok\u0101rto savas saist\u012bbas saska\u0146\u0101 ar L\u012bgumu.<\/p>\n\n\n\n

            5.16. Ja Aiz\u0146\u0113m\u0113js neveic no L\u012bguma izrieto\u0161os maks\u0101jumus noteikt\u0101 termi\u0146\u0101 vai nesamaks\u0101 tos piln\u0101 apm\u0113r\u0101, Aiz\u0146\u0113m\u0113js, saska\u0146\u0101 ar Cenr\u0101di atl\u012bdzina Aizdev\u0113jam visus ar par\u0101da piedzi\u0146u saist\u012btus izdevumus, taj\u0101 skait\u0101, bet ne tikai \u2013 maksu par atg\u0101din\u0101juma e-pasta nos\u016bt\u012b\u0161anu par par\u0101da esam\u012bbu, br\u012bdin\u0101juma v\u0113stules nos\u016bt\u012b\u0161anu par par\u0101da es\u012bbu, pazi\u0146ojuma nos\u016bt\u012b\u0161anu par atk\u0101p\u0161anos no L\u012bguma.<\/p>\n\n\n\n

              \n
            1. Atmaksas termi\u0146a pagarin\u0101\u0161ana<\/strong><\/li>\n<\/ol>\n\n\n\n

              6.1. Lai pagarin\u0101tu Atmaksas termi\u0146u, Aiz\u0146\u0113m\u0113jam un Aizdev\u0113jam ir j\u0101vienojas par L\u012bguma Speci\u0101lo noteikumu groz\u012bjumiem, nosakot jaunu Aizdevuma atmaksas termi\u0146u. Par \u0161aj\u0101 punkt\u0101 min\u0113to L\u012bguma Speci\u0101lo noteikumu groz\u012b\u0161anu Aiz\u0146\u0113m\u0113js veic pagarin\u0101\u0161anas maksas samaksu atbilsto\u0161i Cenr\u0101dim.<\/p>\n\n\n\n

              6.2. Aiz\u0146\u0113m\u0113js var pieteikties Atmaksas termi\u0146a pagarin\u0101\u0161anai un saska\u0146ot jaunu Atmaksas termi\u0146u, sazinoties ar Aizdev\u0113ju telefoniski, izmantojot e-pastu, vai nos\u016btot iesniegumu uz Aiz\u0146\u0113m\u0113ja juridisko adresi.<\/p>\n\n\n\n

              6.3. Atmaksas termi\u0146a pagarin\u0101\u0161ana st\u0101jas sp\u0113k\u0101 ar br\u012bdi, kad Aizdev\u0113js ir sa\u0146\u0113mis samaksu par Atmaksas termi\u0146a pagarin\u0101\u0161anu Aizdev\u0113ja bankas kont\u0101 un Aiz\u0146\u0113m\u0113js Klienta profil\u0101 ir apstiprin\u0101jis atjaunotus L\u012bguma Speci\u0101los noteikumus.<\/p>\n\n\n\n

              6.4. Samaksa par Atmaksas termi\u0146a pagarin\u0101\u0161anu Aiz\u0146\u0113m\u0113jam j\u0101veic 1 (vienas) dienas laik\u0101 no dienas, kad Aiz\u0146\u0113m\u0113js vienoj\u0101s ar Aizdev\u0113ju par Atmaksas termi\u0146a pagarin\u0101\u0161anu. Aiz\u0146\u0113m\u0113jam veicot samaksu par Atmaksas termi\u0146a pagarin\u0101\u0161anu, maks\u0101juma m\u0113r\u0137\u012b j\u0101nor\u0101da L\u012bguma numurs un teksts \u201eAtmaksas termi\u0146a pagarin\u0101\u0161ana\u201d. Veicot samaksu par Atmaksas termi\u0146a pagarin\u0101\u0161anu, Aiz\u0146\u0113m\u0113js apstiprina piekri\u0161anu L\u012bguma Speci\u0101lo noteikumu groz\u012bjumiem. Ja Aiz\u0146\u0113m\u0113js neveic samaksu par Atmaksas termi\u0146a pagarin\u0101\u0161anu \u0161aj\u0101 punkt\u0101 noteiktaj\u0101 termi\u0146\u0101 un k\u0101rt\u012bb\u0101, Aizdev\u0113js Atmaksas termi\u0146u Aiz\u0146\u0113m\u0113jam nepagarina.<\/p>\n\n\n\n

              6.5. Jaunais Atmaksas grafiks Aiz\u0146\u0113m\u0113jam pieejams Klienta profil\u0101 M\u0101jaslap\u0101.<\/p>\n\n\n\n

              6.6. Pagarin\u0101\u0161anas maksa netiek atskait\u012bta no Aizdevuma summas.<\/p>\n\n\n\n

                \n
              1. Atteikuma ties\u012bbas<\/strong><\/li>\n<\/ol>\n\n\n\n

                7.1. Aiz\u0146\u0113m\u0113jam ir ties\u012bbas vienpus\u0113ji atk\u0101pties no L\u012bguma 14 (\u010detrpadsmit) dienu laik\u0101 no L\u012bguma sp\u0113k\u0101 st\u0101\u0161an\u0101s br\u012b\u017ea.<\/p>\n\n\n\n

                7.2. Aiz\u0146\u0113m\u0113js pazi\u0146o Aizdev\u0113jam par atteikuma ties\u012bbu izmanto\u0161anu nos\u016btot Aizdev\u0113jam parakst\u012btu iesniegumu par atteikuma ties\u012bbu izmanto\u0161anu pa pastu uz Aizdev\u0113ja juridisko adresi vai uz Aizdev\u0113ja e-pastu info@avafin.lv<\/strong>, vai piesakot atteikuma ties\u012bbu izmanto\u0161anu, sazinoties ar Aizdev\u0113ju, izmantojot M\u0101jaslap\u0101 nor\u0101d\u012btos t\u0101lru\u0146a numurus.<\/p>\n\n\n\n

                7.3. Ja Aiz\u0146\u0113m\u0113js izmanto L\u012bguma 7.1.punkt\u0101 paredz\u0113t\u0101s atteikuma ties\u012bbas, Aiz\u0146\u0113m\u0113jam ir pien\u0101kums ne v\u0113l\u0101k k\u0101 30 (tr\u012bsdesmit) kalend\u0101ro dienu laik\u0101 no L\u012bguma 7.1.punkt\u0101 min\u0113t\u0101 iesnieguma nos\u016bt\u012b\u0161anas dienas atmaks\u0101t Aizdev\u0113jam Aizdevuma summu un Aiz\u0146\u0113muma procentus, kas apr\u0113\u0137in\u0101ti par faktisko Aizdevuma lieto\u0161anas laiku. <\/p>\n\n\n\n

                  \n
                1. Aizdev\u0113ja ties\u012bbas un pien\u0101kumi<\/strong><\/li>\n<\/ol>\n\n\n\n

                  8.1. \u041e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0430:<\/p>\n\n\n\n

                  8.1.1. \u0421\u0432\u043e\u0435\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u0438\u0442\u044c \u0417\u0430\u0435\u043c \u043f\u043e\u0441\u043b\u0435 \u0437\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0435\u043c \u0414\u043e\u0433\u043e\u0432\u043e\u0440\u0430;<\/p>\n\n\n\n

                  8.1.2. Pakalpojumu snieg\u0161anas k\u0101rt\u012bbas mai\u0146as, Aizdev\u0113ja vai t\u0101 maks\u0101juma iest\u0101\u017eu rekviz\u012btu mai\u0146as gad\u012bjum\u0101 sniegt inform\u0101ciju M\u0101jaslap\u0101;<\/p>\n\n\n\n

                  8.1.3. \u041f\u043e\u043a\u0440\u044b\u0442\u044c \u0440\u0430\u0441\u0445\u043e\u0434\u044b, \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0435 \u0441 \u0437\u0430\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u0435\u043c \u0417\u0430\u0439\u043c\u0430 \u043d\u0430 \u0441\u0447\u0435\u0442 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430 \u0432 \u0431\u0430\u043d\u043a\u0435;<\/p>\n\n\n\n

                  8.1.4. \u041e\u0446\u0435\u043d\u0438\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430 \u0438 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0437\u0430\u0434\u043e\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c.<\/p>\n\n\n\n

                  8.1.5. Ne v\u0113l\u0101k k\u0101 30 (tr\u012bsdesmit) kalend\u0101ro dienu laik\u0101 no attiec\u012bg\u0101 piepras\u012bjuma sa\u0146em\u0161anas un personas identific\u0113\u0161anas sagatavot un uz L\u012bgum\u0101 vai Aizdevuma piepras\u012bjum\u0101 nor\u0101d\u012bto Aiz\u0146\u0113m\u0113ja e-pasta adresi vai pasta adresi nos\u016bt\u012bt piepras\u012bto rakstveida inform\u0101ciju, ja Aiz\u0146\u0113m\u0113js pieprasa Aizdev\u0113jam izsniegt rakstveida inform\u0101ciju par Aiz\u0146\u0113m\u0113ja saist\u012bbu pret Aizdev\u0113ju izpildes v\u0113sturi, teko\u0161\u0101m par\u0101da apm\u0113ru, par\u0101da\/saist\u012bbu detaliz\u0113tu izkl\u0101stu vai citu ar L\u012bgumu saist\u012btu inform\u0101ciju.<\/p>\n\n\n\n

                  8.2. \u041f\u0440\u0430\u0432\u0430 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0430:<\/p>\n\n\n\n

                  8.2.1. Bez Aiz\u0146\u0113m\u0113ja piekri\u0161anas nodot Tre\u0161aj\u0101m person\u0101m no L\u012bguma izrieto\u0161os pras\u012bjumus, tostarp veikt pras\u012bjuma ties\u012bbu cesiju normat\u012bvajos aktos paredz\u0113taj\u0101 k\u0101rt\u012bb\u0101, k\u0101 ar\u012b piesaist\u012bt Tre\u0161\u0101s personas kav\u0113to saist\u012bbu atg\u016b\u0161anai, atbilsto\u0161i L\u012bgumam;<\/p>\n\n\n\n

                  8.2.2. \u041d\u0430 \u043e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u0438 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u043e\u0432 \u0441 \u0422\u0440\u0435\u0442\u044c\u0438\u043c\u0438 \u043b\u0438\u0446\u0430\u043c\u0438, \u043f\u0440\u043e\u0434\u0430\u0432\u0430\u0442\u044c \u0438\u043b\u0438 \u043f\u0435\u0440\u0435\u0434\u0430\u0432\u0430\u0442\u044c \u0422\u0440\u0435\u0442\u044c\u0438\u043c \u043b\u0438\u0446\u0430\u043c \u043f\u0440\u0430\u0432\u0430 \u0438 \u043e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u043b\u0435\u0434\u0443\u044e\u0442 \u0438\u0437 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0433\u043e \u0414\u043e\u0433\u043e\u0432\u043e\u0440\u0430, \u0438 \u043f\u0435\u0440\u0435\u0434\u0430\u0432\u0430\u0442\u044c \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430 \u0438\u043b\u0438 \u041f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u044f;<\/p>\n\n\n\n

                  8.2.3. \u0412 \u0446\u0435\u043b\u044f\u0445 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0432\u044b\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u0438 \u0443\u0447\u0435\u0442\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0442\u044c \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u044f\u043c, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0442\u0430\u043a\u043e\u0432\u044b\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b \u0434\u043b\u044f \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u0435\u043d\u0438\u044f, \u0443\u0447\u0435\u0442\u0430 \u0438 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439;<\/p>\n\n\n\n

                  8.2.4. P\u0113c saviem ieskatiem main\u012bt un izvietot M\u0101jaslap\u0101 pakalpojumu snieg\u0161anas laiku un k\u0101rt\u012bbu;<\/p>\n\n\n\n

                  8.2.5. Vienpus\u0113ji atk\u0101pties no L\u012bguma un piepras\u012bt Aiz\u0146\u0113m\u0113jam t\u016bl\u012bt\u0113ju L\u012bgum\u0101 noteikto saist\u012bbu izpildi pirms termi\u0146a, rakstiski par to inform\u0113jot Aiz\u0146\u0113m\u0113ju, ja iest\u0101jas k\u0101ds no \u0161\u0101diem gad\u012bjumiem:<\/p>\n\n\n\n

                  8.2.5.1. Aiz\u0146\u0113m\u0113js Aizdev\u0113jam ir sniedzis nepareizu, neprec\u012bzu un\/vai apzin\u0101ti maldino\u0161u inform\u0101ciju;<\/p>\n\n\n\n

                  8.2.5.2. Ar tiesas spriedumu ir pasludin\u0101ts Aiz\u0146\u0113m\u0113ja maks\u0101tnesp\u0113jas process;<\/p>\n\n\n\n

                  8.2.5.3. Pret Aiz\u0146\u0113m\u0113ju tiek pie\u0146emts l\u0113mums par saist\u012bbu piespiedu izpild\u012b\u0161anu br\u012bdin\u0101juma k\u0101rt\u012bb\u0101 vai saist\u012bbu bezstr\u012bdus piespiedu izpildi;<\/p>\n\n\n\n

                  8.2.5.4. Aiz\u0146\u0113m\u0113js p\u0101rk\u0101pj \u0161o noteikumu 9.1.6 vai 9.1.7. punktu;<\/p>\n\n\n\n

                  8.2.5.5. Aiz\u0146\u0113m\u0113js kav\u0113 Atmaksas termi\u0146u vismaz 60 (se\u0161desmit) dienas, taj\u0101 skait\u0101, ja Aiz\u0146\u0113m\u0113js \u0161aj\u0101 period\u0101 veic tikai da\u013c\u0113ju Aizdevuma atmaksu.<\/p>\n\n\n\n

                  8.2.6. Inform\u0113t Aiz\u0146\u0113m\u0113ju vismaz 7 (septi\u0146as) darba dienas iepriek\u0161, ja Aizdev\u0113js atbilsto\u0161i L\u012bguma 8.2.5. punktam, vienpus\u0113ji atk\u0101pjas no L\u012bguma. Pazi\u0146ojums par atk\u0101p\u0161anos no L\u012bguma tiek nos\u016bt\u012bts uz Aiz\u0146\u0113m\u0113ja L\u012bgum\u0101 nor\u0101d\u012bto e-pasta adresi;<\/p>\n\n\n\n

                  8.2.7. Piepras\u012bt no Aiz\u0146\u0113m\u0113ja izdevumus, kas saist\u012bti ar rakstveida inform\u0101cijas sagatavo\u0161anu un\/vai nos\u016bt\u012b\u0161anu, atbilsto\u0161i Cenr\u0101dim.<\/p>\n\n\n\n

                    \n
                  1. Aiz\u0146\u0113m\u0113ja ties\u012bbas un pien\u0101kumi<\/strong><\/li>\n<\/ol>\n\n\n\n

                    9.1. \u041e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430:<\/p>\n\n\n\n

                    9.1.1. Izlietot Aizdevuma summa tikai un vien\u012bgi likum\u012bgiem m\u0113r\u0137iem, kuru aizliegums nav noteikts starptautiskajos vai nacion\u0101lajos ties\u012bbu aktos, Aizdevuma summu vai t\u0101s da\u013cu aizliegts izmantot tiesiskos dar\u012bjumos par liet\u0101m, kas ir iz\u0146emtas no civiltiesisk\u0101 apgroz\u012bjuma;<\/p>\n\n\n\n

                    9.1.2. Savlaic\u012bgi atmaks\u0101t pie\u0161\u0137irto Aizdevumu un visas ar t\u0101 pie\u0161\u0137ir\u0161anu un lieto\u0161anu saist\u012bt\u0101s izmaksas L\u012bgum\u0101 noteiktaj\u0101 k\u0101rt\u012bb\u0101;<\/p>\n\n\n\n

                    9.1.3. Izpild\u012bt visas no L\u012bguma izrieto\u0161as saist\u012bbas 7 (septi\u0146u) dienu laik\u0101 no pazi\u0146ojuma sa\u0146em\u0161anas dienas, ja Aizdev\u0113js izmanto ties\u012bbas vienpus\u0113ji atk\u0101pties no L\u012bguma atbilsto\u0161i \u0161o noteikumu 8.2.5. punktam.<\/p>\n\n\n\n

                    9.1.4. Segt par\u0101da atg\u016b\u0161anas izmaksas, ja t\u0101das rodas par par\u0101da atg\u016b\u0161anu, veicot p\u0101rskait\u012bjumu uz Aizdev\u0113ja bankas kontu;<\/p>\n\n\n\n

                    9.1.5. Nekav\u0113joties, bet ne v\u0113l\u0101k k\u0101 1 (vienas) darba dienas laik\u0101 no br\u012b\u017ea, kad ties\u0101 iesniegts Aiz\u0146\u0113m\u0113ja maks\u0101tnesp\u0113jas procesa pieteikums, rakstiski inform\u0113t par to Aizdev\u0113ju un 5 (piecu) dienu laik\u0101 p\u0113c tiesas sprieduma pie\u0146em\u0161anas rakstiski inform\u0113t Aizdev\u0113ju, ja ar tiesas spriedumu ir pasludin\u0101ts Aiz\u0146\u0113m\u0113ja maks\u0101tnesp\u0113jas process;<\/p>\n\n\n\n

                    9.1.6. Ne v\u0113l\u0101k k\u0101 5 (piecu) dienu laik\u0101 inform\u0113t Aizdev\u0113ju, ja attiec\u012bb\u0101 uz Aiz\u0146\u0113m\u0113ju vai Aiz\u0146\u0113m\u0113ja \u0123imenes locekli, vai ar Aiz\u0146\u0113m\u0113ju cie\u0161i saist\u012btu personu var tikt attiecin\u0101ts Politiski noz\u012bm\u012bgas personas statuss;<\/p>\n\n\n\n

                    9.1.7. Ne v\u0113l\u0101k k\u0101 7 (septi\u0146u) dienu laik\u0101 p\u0113c Aizdev\u0113ja piepras\u012bjuma iesniegt Aizdev\u0113ja piepras\u012bto inform\u0101ciju un dokumentu\/s, t.sk., bet ne tikai, dokumentus, kas apliecina Aiz\u0146\u0113m\u0113ja ien\u0101kumus p\u0113d\u0113jo se\u0161u m\u0113ne\u0161u laik\u0101, k\u0101 ar\u012b sniegt patiesu un piln\u012bgu inform\u0101ciju un dokumentus, kas Aizdev\u0113jam ir nepiecie\u0161ami, lai veiktu Aiz\u0146\u0113m\u0113ja k\u0101 klienta izp\u0113ti atbilsto\u0161i Noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0101cijas un terorisma un prolifer\u0101cijas finans\u0113\u0161anas nov\u0113r\u0161anas likum\u0101 noteiktaj\u0101m pras\u012bb\u0101m;<\/p>\n\n\n\n

                    9.1.8. Gad\u012bjum\u0101, ja tiek main\u012bta Aiz\u0146\u0113m\u0113ja adrese, e-pasta adrese, telefona numurs vai cita svar\u012bga inform\u0101cija, ne v\u0113l\u0101k k\u0101 5 (piecu) darba dienu laik\u0101 p\u0113c izmai\u0146u sp\u0113k\u0101 st\u0101\u0161an\u0101s rakstveid\u0101 vai ar e-pasta starpniec\u012bbu inform\u0113t par to Aizdev\u0113ju;<\/p>\n\n\n\n

                    9.1.9. L\u012bguma darb\u012bbas ietvaros izmantot tikai dro\u0161us elektronisko sakaru un datu p\u0101rraides l\u012bdzek\u013cus, un iek\u0101rtas, tre\u0161aj\u0101m person\u0101m nenodot inform\u0101ciju, iek\u0101rtas un dokumentus, ko var\u0113tu izmantot Aiz\u0146\u0113m\u0113ja identifik\u0101cijai, taj\u0101 skait\u0101, bet ne tikai internetbankas piek\u013cuves datus\/iek\u0101rtas, viedier\u012bces un personu apliecino\u0161u dokumentu. Aiz\u0146\u0113m\u0113js uz\u0146emas pilnu atbild\u012bbu par min\u0113t\u0101s inform\u0101cijas, iek\u0101rtu un dokumentu glab\u0101\u0161anu slepen\u012bb\u0101 un visus riskus un zaud\u0113jumus, ja tre\u0161\u0101s personas tos izmantos noziedz\u012bgu nodar\u012bjumu veik\u0161anai pret Aiz\u0146\u0113m\u0113ju un\/vai Aizdev\u0113ju;<\/p>\n\n\n\n

                    9.1.10. Nekav\u0113joties inform\u0113t Aizdev\u0113ju, ja tre\u0161ajai personai k\u013cuvu\u0161i zin\u0101mi vai ir aizdomas, ka tre\u0161ajai personai var k\u013c\u016bt zin\u0101mi Aiz\u0146\u0113m\u0113ja identit\u0101tes apliecin\u0101\u0161anas l\u012bdzek\u013ci;<\/p>\n\n\n\n

                    9.1.11. Bez Aizdev\u0113ja iepriek\u0161\u0113jas rakstiskas piekri\u0161anas nenodot Tre\u0161aj\u0101m person\u0101m L\u012bgum\u0101 noteikt\u0101s un izrieto\u0161\u0101s Aiz\u0146\u0113m\u0113ja ties\u012bbas un pien\u0101kumus;<\/p>\n\n\n\n

                    9.1.12. Inform\u0113t Aizdev\u0113ju, ja Aiz\u0146\u0113m\u0113js aizmirst vai nozaud\u0113 Klient profila paroli.<\/p>\n\n\n\n

                    9.2. \u041f\u0440\u0430\u0432\u0430 \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430:<\/p>\n\n\n\n

                    9.2.1. \u0418\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u043f\u0440\u0430\u0432\u043e \u043e\u0442\u043a\u0430\u0437\u0430 \u0432 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u043e\u043c \u0414\u043e\u0433\u043e\u0432\u043e\u0440\u043e\u043c \u043f\u043e\u0440\u044f\u0434\u043a\u0435;<\/p>\n\n\n\n

                    9.2.2. Piepras\u012bt no Aizdev\u0113ja rakstveida izzi\u0146as par eso\u0161aj\u0101m Aiz\u0146\u0113m\u0113ja saist\u012bb\u0101m vai par citu Aizdev\u0113ja r\u012bc\u012bb\u0101 eso\u0161u inform\u0101ciju par Aiz\u0146\u0113m\u0113ju vai Aiz\u0146\u0113m\u0113ja nosl\u0113gto L\u012bgumu, saska\u0146\u0101 ar Aizdev\u0113ja M\u0101jaslap\u0101 nor\u0101d\u012bto Cenr\u0101di;<\/p>\n\n\n\n

                    9.2.3. Atmaks\u0101t Aizdevumu vai t\u0101 da\u013cu pirms termi\u0146a L\u012bgum\u0101 min\u0113taj\u0101 k\u0101rt\u012bb\u0101;<\/p>\n\n\n\n

                    9.2.4. Veicot Aizdevuma atmaksu pirms noteikt\u0101 termi\u0146a, Aiz\u0146\u0113m\u0113jam ir ties\u012bbas uz taisn\u012bgu izmaksu piem\u0113ro\u0161anu normat\u012bvajos aktos noteikt\u0101 k\u0101rt\u012bb\u0101. Lieto\u0161anas procenti tiek piem\u0113roti par laika posmu l\u012bdz dienai, kur\u0101 Aiz\u0146\u0113m\u0113js piln\u012bb\u0101 atmaks\u0101 Aizdevumu.<\/p>\n\n\n\n

                      \n
                    1. Citi noteikumi<\/strong><\/li>\n<\/ol>\n\n\n\n

                      10.1. Puses nav atbild\u012bgas par savu saist\u012bbu neizpildi, ja saist\u012bbas nav izpild\u012btas nep\u0101rvaramas varas apst\u0101k\u013cu d\u0113\u013c. Par nep\u0101rvaramu varu Puses uzskata apst\u0101k\u013cus, kurus iepriek\u0161 Puses objekt\u012bvi nav var\u0113ju\u0161as paredz\u0113t un ietekm\u0113t, streikus, kara darb\u012bbu, dabas katastrofas, kuras Puses nav sp\u0113ju\u0161as nedz nov\u0113rst, nedz paredz\u0113t. Puse var atsaukties uz nep\u0101rvaramas varas apst\u0101k\u013ciem tikai un vien\u012bgi, ja t\u0101 veikusi visas no t\u0101s atkar\u012bg\u0101s darb\u012bbas, lai izpild\u012btu savas L\u012bgum\u0101 paredz\u0113t\u0101s saist\u012bbas. P\u0113c nep\u0101rvaramas varas apst\u0101k\u013cu nov\u0113r\u0161anas Pusei ir pien\u0101kums nekav\u0113joties turpin\u0101t savu saist\u012bbu izpildi.<\/p>\n\n\n\n

                      10.2. Aiz\u0146\u0113m\u0113js piekr\u012bt, ka Aizdev\u0113js var s\u016bt\u012bt pazi\u0146ojumus ar pasta vai elektronisk\u0101s komunik\u0101cijas autom\u0101tisko l\u012bdzek\u013cu starpniec\u012bbu, kuriem nav nepiecie\u0161ama cilv\u0113ka kl\u0101tb\u016btne, un \u0161\u0101d\u0101 veid\u0101 un laik\u0101 nos\u016bt\u012bt\u0101 inform\u0101cija uzskat\u0101ma par sa\u0146emtu:<\/p>\n\n\n\n

                      10.2.1. \u041d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u0430\u044f \u043f\u043e \u043f\u043e\u0447\u0442\u0435 \u043a\u043e\u0440\u0440\u0435\u0441\u043f\u043e\u043d\u0434\u0435\u043d\u0446\u0438\u044f, \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0441\u0435\u043c\u0438 \u0434\u043d\u0435\u0439 \u043f\u043e\u0441\u043b\u0435 \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u043e\u0439 \u043d\u0430 \u043f\u0435\u0447\u0430\u0442\u0438 Latvijas Pasts \u0434\u0430\u0442\u044b \u043f\u0440\u0438\u0435\u043c\u0430 \u0437\u0430\u043a\u0430\u0437\u043d\u043e\u0433\u043e \u043f\u0438\u0441\u044c\u043c\u0430;<\/p>\n\n\n\n

                      10.2.2. \u041d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u043e\u0435 \u043f\u043e \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043f\u043e\u0447\u0442\u0435 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u0435, \u0447\u0435\u0440\u0435\u0437 96 \u0447\u0430\u0441\u043e\u0432 \u043f\u043e\u0441\u043b\u0435 \u0435\u0433\u043e \u043e\u0442\u043f\u0440\u0430\u0432\u043a\u0438;<\/p>\n\n\n\n

                      10.2.3. \u0423\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u0435, \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u043e\u0435 \u0432 \u0432\u0438\u0434\u0435 \u043a\u043e\u0440\u043e\u0442\u043a\u043e\u0433\u043e \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u044f, \u0447\u0435\u0440\u0435\u0437 36 \u0447\u0430\u0441\u043e\u0432 \u043f\u043e\u0441\u043b\u0435 \u0435\u0433\u043e \u043e\u0442\u043f\u0440\u0430\u0432\u043a\u0438.<\/p>\n\n\n\n

                      10.3. \u0417\u0430\u0435\u043c\u0449\u0438\u043a, \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u044f\u044f \u0417\u0430\u0438\u043c\u043e\u0434\u0430\u0432\u0446\u0443 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u044f, \u0434\u043e\u043b\u0436\u0435\u043d \u043e\u0434\u043d\u043e\u0437\u043d\u0430\u0447\u043d\u043e \u0443\u043a\u0430\u0437\u0430\u0442\u044c \u0441\u0432\u043e\u044e \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u044c, \u0438\u043d\u044b\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c \u043e\u0442\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u044f \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u0441\u0447\u0438\u0442\u0430\u0442\u044c\u0441\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u043d\u044b\u043c\u0438.<\/p>\n\n\n\n

                      10.4. Uz\u0146emoties jaunas saist\u012bbas pret Aizdev\u0113ju un\/vai mainot jau eso\u0161\u0101s, Aiz\u0146\u0113m\u0113js no jauna iepaz\u012bstas ar M\u0101jaslap\u0101 eso\u0161ajiem L\u012bguma noteikumiem to attiec\u012bgaj\u0101 datum\u0101 sp\u0113k\u0101 eso\u0161aj\u0101 redakcij\u0101.<\/p>\n\n\n\n

                      10.5. Str\u012bdi vai citas domstarp\u012bbas vai pras\u012bjumi, kas izriet no \u0161\u012b L\u012bguma vai ir saist\u012bti ar \u0161o L\u012bgumu, risin\u0101mi Pu\u0161u savstarp\u0113ju sarunu ce\u013c\u0101. Ja str\u012bdu vai citas domstarp\u012bbas neizdodas atrisin\u0101t sarunu ce\u013c\u0101 un\/vai apmierin\u0101t pras\u012bjumu 30 (tr\u012bsdesmit) dienu laik\u0101 no sarunu s\u0101kuma br\u012b\u017ea, str\u012bds risin\u0101ms Latvijas Republikas visp\u0101r\u0113j\u0101s jurisdikcijas ties\u0101 atbilsto\u0161i Latvijas Republikas normat\u012bvajos aktos noteiktaj\u0101 k\u0101rt\u012bb\u0101. Aiz\u0146\u0113m\u0113jam ir ties\u012bbas v\u0113rsties ar\u012b Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centr\u0101 atbilsto\u0161i Latvijas Republikas normat\u012bvajos aktos noteiktaj\u0101 k\u0101rt\u012bb\u0101.<\/p>\n\n\n\n

                      10.6. Puses vienojas, ka \u0161\u012b L\u012bguma interpret\u0101cij\u0101 tiek piem\u0113rotas Latvijas Republikas ties\u012bbu normas.<\/p>\n\n\n\n

                      10.7. Aiz\u0146\u0113m\u0113js apliecina, ka apzin\u0101s visus \u0161aj\u0101 L\u012bgum\u0101 noteiktos pien\u0101kumus, ties\u012bbas un atbild\u012bbu. \u0160\u012b L\u012bguma nosac\u012bjumi Aiz\u0146\u0113m\u0113jam ir saprotami un taisn\u012bgi, un\/vai ar vi\u0146u apspriesti un izskaidroti, ja Aiz\u0146\u0113m\u0113js to piepras\u012bjis.<\/p>\n\n\n\n

                      10.8. L\u012bgums ir pieejams Aiz\u0146\u0113m\u0113ja izveidotaj\u0101 Klienta profil\u0101 M\u0101jaslap\u0101 un lejupiel\u0101d\u0113jam\u0101 un saglab\u0101jam\u0101 form\u0101t\u0101 5 (piecus) gadus no nosl\u0113g\u0161anas dienas.<\/p>\n\n\n\n

                      10.9. L\u012bgums ir sp\u0113k\u0101 l\u012bdz piln\u012bgai taj\u0101 noteikto saist\u012bbu izpildei un ir uzskat\u0101ms par izpild\u012btu ar br\u012bdi, kad Aiz\u0146\u0113m\u0113js ir samaks\u0101jis Aizdev\u0113jam neatmaks\u0101to Aizdevuma summu, visu tam pien\u0101ko\u0161os Aiz\u0146\u0113muma procentu summu, L\u012bguma noform\u0113\u0161anas maksu, Administr\u0113\u0161anas maksu, apr\u0113\u0137in\u0101tos un piem\u0113rotos Nokav\u0113juma procentus, L\u012bgumsodus, k\u0101 ar\u012b citus Cenr\u0101d\u012b noteiktos maks\u0101jumus (ja t\u0101di tiku\u0161i piem\u0113roti).<\/p>\n\n\n\n

                      10.10. L\u012bgum\u0101 noteikt\u0101s saist\u012bbas ir uzskat\u0101mas par izpild\u012bt\u0101m savlaic\u012bgi, ja to izpilde notikusi ne v\u0113l\u0101k k\u0101 saist\u012bbu izpildes termi\u0146a p\u0113d\u0113j\u0101 dien\u0101. Maks\u0101jumu saist\u012bbas ir izpild\u012btas ar br\u012bdi, kad maks\u0101juma summa ir ieskait\u012bta Aizdev\u0113ja kont\u0101.<\/p>\n\n\n\n

                      10.11. Aizdev\u0113js ir ties\u012bgs p\u0101rbaud\u012bt Aiz\u0146\u0113m\u0113ja sniegto zi\u0146u precizit\u0101ti un piln\u012bbu, k\u0101 ar\u012b iesniegto dokumentu patiesumu un sp\u0113k\u0101 es\u012bbu, veikt citas nepiecie\u0161am\u0101s darb\u012bbas, k\u0101 ar\u012b piepras\u012bt papildu zi\u0146as un apstiprin\u0101jumus no tre\u0161aj\u0101m person\u0101m, nesaska\u0146ojot veicam\u0101s darb\u012bbas ar Aiz\u0146\u0113m\u0113ju.<\/p>\n\n\n\n

                      10.12. Puses ap\u0146emas neizpaust Tre\u0161aj\u0101m person\u0101m inform\u0101ciju, kas izriet no L\u012bguma, iz\u0146emot Latvijas Republikas normat\u012bvajos aktos un L\u012bgum\u0101 noteiktos gad\u012bjumus.<\/p>\n\n\n\n

                      10.13. Aizdev\u0113js veic visu Pu\u0161u starp\u0101 veikt\u0101s distances sazi\u0146as (telefonsarunas, e-pasti un darb\u012bbas M\u0101jaslap\u0101) saglab\u0101\u0161anu klientu apkalpo\u0161anas kvalit\u0101tes un pier\u0101d\u012bjumu saglab\u0101\u0161anas nol\u016bkos. Aiz\u0146\u0113m\u0113js apzin\u0101s un piekr\u012bt, ka distances sazi\u0146a var tikt izmantota ties\u0101, lai pierad\u012btu L\u012bguma, L\u012bguma groz\u012bjumu un vieno\u0161an\u0101s nosl\u0113g\u0161anas faktu.<\/p>\n\n\n\n

                      10.14. Aiz\u0146\u0113m\u0113js ir inform\u0113ts, ka Aizdev\u0113js ir ties\u012bgs veikt Aiz\u0146\u0113m\u0113ja personas datu apstr\u0101di, k\u0101 ar\u012b nodot un sa\u0146emt Aiz\u0146\u0113m\u0113ja datus un citu inform\u0101ciju no Tre\u0161aj\u0101m person\u0101m, datub\u0101z\u0113m, uzskaites sist\u0113m\u0101m (piem., Iedz\u012bvot\u0101ju re\u0123istra, Valsts ie\u0146\u0113mumu dienesta, Valsts soci\u0101l\u0101s apdro\u0161in\u0101\u0161anas a\u0123ent\u016bras, Uzturl\u012bdzek\u013cu garantijas fonda, u.c.) un apstr\u0101d\u0101t tos, kuras m\u0113r\u0137is ir, taj\u0101 skait\u0101, bet ne tikai ir kred\u012btsp\u0113jas un kred\u012btriska nov\u0113rt\u0113\u0161ana, sniegto zi\u0146u atbilst\u012bbas paties\u012bbai p\u0101rbaude, klientu uzskaite, pakalpojumu pied\u0101v\u0101\u0161ana, snieg\u0161ana un uztur\u0113\u0161ana, L\u012bguma nosl\u0113g\u0161ana, un citiem m\u0113r\u0137iem saska\u0146\u0101 ar Aizdev\u0113ja Priv\u0101tuma politiku, kas ir pieejama https:\/\/www.avafin.lv\/privatuma-politika<\/a>.<\/p>\n\n\n\n

                      10.15. Aiz\u0146\u0113m\u0113ja  k\u0101  pat\u0113r\u0113t\u0101ja  ties\u012bbu  uzraudz\u012bbu  veic  Pat\u0113r\u0113t\u0101ju  ties\u012bbu  aizsardz\u012bbas  centrs (https:\/\/www.ptac.gov.lv\/lv),<\/a> re\u0123istr\u0101cijas Nr. 90000068854, adrese: Br\u012bv\u012bbas iela 55, R\u012bga, LV-1010.<\/p>","protected":false},"excerpt":{"rendered":"

                      Aizdevuma l\u012bguma visp\u0101r\u012bgie noteikumi Sp\u0113k\u0101 no 29.06.2026. 1.1. Administr\u0113\u0161anas maksa \u2013 maksa, ko Aizdev\u0113js piem\u0113ro L\u012bguma darb\u012bbas laik\u0101 par t\u0101 uzraudz\u012bbu un apkalpo\u0161anu; 1.2. Aizdev\u0113ja bankas konts \u2013 Aizdev\u0113ja bankas konts, kas nor\u0101d\u012bts M\u0101jaslap\u0101; 1.3. Aizdev\u0113js \u2013 Avafin Latvia SIA, vienotais re\u0123istr\u0101cijas numurs: 40103283854, juridisk\u0101 adrese: Skanstes iela 12, R\u012bga, LV-1013; 1.4. Aizdevums\/Aizdevuma summa \u2013 naudas summa, ko Aizdev\u0113js […]<\/p>\n","protected":false},"author":21,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"homepage-template.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5798","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nAizdevuma l\u012bguma noteikumi - Avafin.lv<\/title>\n<meta name=\"description\" content=\"Aizdevuma l\u012bguma visp\u0101r\u012bgie noteikumi - iepaz\u012bstieties pirms pieteik\u0161an\u0101s kred\u012btam! 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