{"id":13033,"date":"2026-08-04T10:54:59","date_gmt":"2026-08-04T10:54:59","guid":{"rendered":"https:\/\/www.avafin.lv\/?page_id=13033"},"modified":"2026-09-14T11:26:32","modified_gmt":"2026-09-14T11:26:32","slug":"avafin-vieno","status":"publish","type":"page","link":"https:\/\/www.avafin.lv\/ru\/avafin-vieno\/","title":{"rendered":"AvaFin Vieno"},"content":{"rendered":"        <div class=\"av-slider-container av-slider-behaviour-lv av-slider-type-type_1 loan-slider installment\">\n                    <div class=\"av-slider-headers-container type_1-headers\">\n                        <div class=\"av-slider-background\" style=\"background: no-repeat center\/cover url('https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/03\/1-5.png')\"><\/div>\n            <div class=\"av-slider-background-mobile\" style=\"background: no-repeat center\/cover url('https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/03\/1-4.png')\"><\/div>\n\n            <div class=\"av-headers\">\n                <div class='av-headers-content-inside' >\n                                            <h1 id=\"hh-1\">AvaFin Vieno &#8211; apvieno kred\u012btus vien\u0101 maks\u0101jum\u0101<\/h1>\n                                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/themes\/lendon.2\/assets\/images\/dots_short_desktop.svg\" width=\"290\" height=\"5\"  alt=\"Decorative dots indicating separation of content\"\/>                <\/div>\n            <\/div><!-- .av-headers -->\n        <\/div><!-- .av-slider-headers-container -->\n        \n            <section id=\"loan-slider-block_c6bb3b333f4324d99ceb9fe2bc040711\" class=\"av-slider av-slider-type-type_1 full-width\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider av-box-input-enabled\">\n            <div class=\"av-box-info\">\n                <p>Loan Amount<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <input type='text' class='amount-display' value=''>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider av-box-input-enabled\">\n            <div class=\"av-box-info\">\n                <p>Loan Term<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <input type='text' class='term-display' value=''>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;m\u0113ne\u0161i                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;m\u0113ne\u0161i                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                        <div class=\"av-box-info av-summary\">\n    <p>Monthly payment<\/p>\n    <p><span class=\"second-repayment\"><\/span>&nbsp;\u20ac<\/p>\n<\/div><!-- .av-box-info.av-summary -->            <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.lv\/wp-paterina-kredits\" \n                        data-base-url=\"https:\/\/portal.avafin.lv\/wp-paterina-kredits\"    \n                        class=\"av-loan-cta\">\n                        Get an offer                    <\/a><!-- a.av-loan-cta -->\n\n                                                        <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                                    <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-interest-rate-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Aizdevuma procentu likme tiek noteikta individu\u0101li, piem\u0113r\u0101 izmantota<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-interest-rate\"><\/span>\n\n                                                                        7.71&nbsp;%\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-interest-rate\" ><\/span>\n                                7.71&nbsp;%                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Kred\u012bta summa<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"processing-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Noform\u0113\u0161anas maksa<\/span>\n                                                                    <button type=\"button\" class=\"av-summary-modal\" data-modal-id=\"processing-fee-modal\" title=\"processing-fee-modal\"><\/button>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-processing-fee\"><\/span>\n\n                                                                        0 \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"processing-fee\" ><\/span>\n                                0 \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">P\u0113d\u0113j\u0101 maks\u0101juma datums<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"administration-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Administr\u0113\u0161anas maksa<\/span>\n                                                                    <button type=\"button\" class=\"av-summary-modal\" data-modal-id=\"administration-fee-modal\" title=\"administration-fee-modal\"><\/button>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-administration-fee\"><\/span>\n\n                                                                        0 \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"administration-fee\" ><\/span>\n                                0 \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"monthly-payment-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">M\u0113ne\u0161a maks\u0101jums<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-monthly-payment-display\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"monthly-payment-display\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"apr-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Gada procentu likme (GPL)<\/span>\n                                                                    <button type=\"button\" class=\"av-summary-modal\" data-modal-id=\"apr-modal\" title=\"apr-modal\"><\/button>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-apr\"><\/span>\n\n                                                                        %\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"apr\" data-prices-id='loan-apr' data-prices-original-id='loan-apr-original' ><\/span>\n                                %                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                                        <div class=\"av-disclaimer-content\">\n                                    <\/div>\n                        <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links' data-modal-id='eu-info' >\n                                                                <span>Apr\u0113\u0137ina pamatojums<\/span>\n                            <\/button>\n                                                        <button type=\"button\" class='av-modal-links' data-modal-id='processing-fee-modal' >\n                                                                <span><\/span>\n                            <\/button>\n                                                        <button type=\"button\" class='av-modal-links' data-modal-id='administration-fee-modal' >\n                                                                <span><\/span>\n                            <\/button>\n                                                        <button type=\"button\" class='av-modal-links' data-modal-id='apr-modal' >\n                                                                <span><\/span>\n                            <\/button>\n                                                        <button type=\"button\" class='av-modal-links' data-modal-id='' >\n                                                                <span><\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Apr\u0113\u0137ina pamatojums<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <div class=\"modal-header\">\n<div id=\"loan-details-modal-title\" class=\"modal-title text-center\"><small>Kalkulatora apr\u0113\u0137in\u0101tie dati ir informat\u012bvi, ta\u010du sniedz priek\u0161statu par to, cik liels var\u0113tu b\u016bt pat\u0113ri\u0146a kred\u012bta ikm\u0113ne\u0161a maks\u0101jums.<\/small><br \/>\n<small>Pat\u0113ri\u0146a kred\u012bta iesp\u0113jamie ikm\u0113ne\u0161a maks\u0101jumi apr\u0113\u0137in\u0101ti, izmantojot \u0161\u0101dus pie\u0146\u0113mumus:<\/small><\/div>\n<\/div>\n<div class=\"modal-body\">\n<ul>\n<li>Kred\u012bta summa \u2013 <strong><span class=\"amount-display\">2 000<\/span> \u20ac<\/strong><\/li>\n<li>Kred\u012bta termi\u0146\u0161 \u2013 <strong><span class=\"term-display\">12<\/span> m\u0113ne\u0161i<\/strong><\/li>\n<li>Aiz\u0146\u0113muma procentu likme tiek noteikta individu\u0101li, piem\u0113r\u0101 izmantota &#8211; <strong>7.71%<\/strong><\/li>\n<li>Noform\u0113\u0161anas maksa* &#8211; <strong>0 \u20ac<\/strong><\/li>\n<li>Administr\u0113\u0161anas maksa* &#8211; <strong>0 \u20ac<\/strong><\/li>\n<li>M\u0113ne\u0161a maks\u0101jums \u2013 <strong><span class=\"monthly-payment-display\">198.07<\/span> \u20ac<\/strong><\/li>\n<li>Gada procentu likme (GPL**) \u2013 <strong><span class=\"apr\">38.64<\/span>%<\/strong><\/li>\n<\/ul>\n<p><small>*Inform\u0113jam, ka noform\u0113\u0161anas un administr\u0113\u0161anas maksas apm\u0113rs vai main\u012bties atkar\u012bb\u0101 no t\u0101 br\u012b\u017ea aktu\u0101lajiem pied\u0101v\u0101jumiem. Lai sa\u0146emtu gala pied\u0101v\u0101jumu, aicin\u0101m aizpild\u012bt pieteikumu. Katrs gad\u012bjums tiek v\u0113rt\u0113ts individu\u0101li.<\/small><\/p>\n<p><small>**GPL (gada procentu likme) \u2013 ir procentos izteiktas kred\u012bta kop\u0113jas izmaksas, ieskaitot aizdevuma procentus, l\u012bguma komisiju un citas izmaksas, kas j\u0101maks\u0101 par kred\u012bta pie\u0161\u0137ir\u0161anu.<\/small><\/p>\n<\/div>\n                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap processing-fee-modal_wrap\"  data-modal-id=\"processing-fee-modal\">\n                        <div class=\"slider-modal modal-content processing-fee-modal\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\"><\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p>Inform\u0113jam, ka noform\u0113\u0161anas maksas apm\u0113rs vai main\u012bties atkar\u012bb\u0101 no t\u0101 br\u012b\u017ea aktu\u0101lajiem pied\u0101v\u0101jumiem. Lai sa\u0146emtu gala pied\u0101v\u0101jumu, aicin\u0101m aizpild\u012bt pieteikumu. Katrs gad\u012bjums tiek v\u0113rt\u0113ts individu\u0101li.<\/p>\n                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap administration-fee-modal_wrap\"  data-modal-id=\"administration-fee-modal\">\n                        <div class=\"slider-modal modal-content administration-fee-modal\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\"><\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p>Inform\u0113jam, ka administr\u0113\u0161anas maksas apm\u0113rs vai main\u012bties atkar\u012bb\u0101 no t\u0101 br\u012b\u017ea aktu\u0101lajiem pied\u0101v\u0101jumiem. Lai sa\u0146emtu gala pied\u0101v\u0101jumu, aicin\u0101m aizpild\u012bt pieteikumu. Katrs gad\u012bjums tiek v\u0113rt\u0113ts individu\u0101li.<\/p>\n                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap apr-modal_wrap\"  data-modal-id=\"apr-modal\">\n                        <div class=\"slider-modal modal-content apr-modal\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\"><\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p>GPL (gada procentu likme) \u2013 ir procentos izteiktas kred\u012bta kop\u0113jas izmaksas, ieskaitot aizdevuma procentus, l\u012bguma komisiju un citas izmaksas, kas j\u0101maks\u0101 par kred\u012bta pie\u0161\u0137ir\u0161anu.<\/p>\n                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Vai jau esat m\u016bsu klients?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.creamcredit.lv\/wp-login\" href=\"https:\/\/portal.creamcredit.lv\/wp-login\">J\u0101, piesl\u0113gties<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.creamcredit.lv\/wp-paterina-kredits\" href=\"https:\/\/portal.creamcredit.lv\/wp-paterina-kredits\">N\u0113, re\u0123istr\u0113ties<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap _wrap\"  data-modal-id=\"\">\n                        <div class=\"slider-modal modal-content \">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\"><\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<div style=\"height:83px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">        <div class=\"av-tip-block-container is-style-blue\" data-render-index=\"1\">\n            <div class=\"av-tip-block-header\">\n                <span class=\"av-tip-block-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/themes\/lendon.2\/assets\/images\/bulb.png\" \/>\n                <\/span>\n                <strong class=\"av-tip-block-title\">Augsta procentu likme, m\u0113ne\u0161a maks\u0101jums p\u0101r\u0101k liels vai liela p\u0101rmaksa?<\/strong>\n            <\/div>\n            <p class=\"av-tip-block-content\">AvaFin Vieno ir p\u0101rkredit\u0101cijas risin\u0101jums, kas j\u016bsu eso\u0161o kred\u012btu \u013cauj p\u0101rcelt no viena aizdev\u0113ja pie AvaFin ar iesp\u0113jams zem\u0101ku likmi un m\u0113ne\u0161a maks\u0101jumu.<\/p>\n        <\/div>\n        <\/div><\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2>Kas ir <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">p\u0101rkredit\u0101cija?<\/mark><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\"><strong>P\u0101rkredit\u0101cija ir process, kuras laik\u0101 tiek nosl\u0113gts jauns aizdevuma l\u012bgums, lai piln\u012bb\u0101 atmaks\u0101tu vienu eso\u0161o kred\u012btu.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">P\u0101rkredit\u0101ciju visbie\u017e\u0101k izv\u0113las, ja:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 eso\u0161\u0101 kred\u012bta procentu likme vairs nav konkur\u0113tsp\u0113j\u012bga un tirg\u016b ir pieejami izdev\u012bg\u0101ki nosac\u012bjumi;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 m\u0113ne\u0161a maks\u0101jums eso\u0161ajam kred\u012btam ir p\u0101r\u0101k augsts un v\u0113laties to samazin\u0101t;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 v\u0113laties main\u012bt aizdev\u0113ju, kas pied\u0101v\u0101 elast\u012bg\u0101kus nosac\u012bjumus;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">P\u0101rkredit\u0101cijas galvenais ieguvums ir iesp\u0113ja samazin\u0101t kop\u0113j\u0101s kred\u012bta izmaksas, sa\u0146emot izdev\u012bg\u0101kus nosac\u012bjumus nek\u0101 pie cita aizdev\u0113ja.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/04\/coins_gradient_bg.webp\" alt=\"piel\u0101gots kred\u012bts j\u016bsu darba specifikai\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">P\u0101rkredit\u0101cijas priek\u0161roc\u012bbas<\/mark><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n\n<section id=\"cards-group-block_6682bbc8b9583a7cb9ddfd60a56ee944\" class=\"av-cards-group-new   av-cards-group-4 av-card-group-standard\" style='width: 100%; --cards-per-row: 4;'>\n            <div            id=\"card-0\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Piel\u0101gots maks\u0101jums<\/p>\n<\/h3>\n                                            <p><p>Iesp\u0113jams p\u0101rskat\u012bt atmaksas termi\u0146u vai summu, lai maks\u0101jums atbilstu j\u016bsu pa\u0161reiz\u0113jai situ\u0101cijai.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-1\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Zem\u0101ka procentu likme<\/p>\n<\/h3>\n                                            <p><p>Iesp\u0113jams samazin\u0101t kop\u0113j\u0101s kred\u012bta izmaksas, p\u0101rkredit\u0113jot uz izdev\u012bg\u0101kiem procentu likmes nosac\u012bjumiem.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-2\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Elast\u012bg\u0101ki nosac\u012bjumi<\/p>\n<\/h3>\n                                            <p><p>Iesp\u0113ja p\u0101riet pie aizdev\u0113ja, kas pied\u0101v\u0101 iesp\u0113jams lab\u0101kus nosac\u012bjumus.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-3\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Vienk\u0101r\u0161\u0101ks process<\/p>\n<\/h3>\n                                            <p><p>Tiek p\u0101rkredit\u0113ts viens kred\u012bts, nav nepiecie\u0161ams apvienot vair\u0101kas saist\u012bbas vai p\u0101rvald\u012bt vair\u0101kus l\u012bgumus.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<div style=\"height:var(--wp--preset--spacing--70)\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">        <div class=\"av-tip-block-container is-style-blue\" data-render-index=\"2\">\n            <div class=\"av-tip-block-header\">\n                <span class=\"av-tip-block-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/themes\/lendon.2\/assets\/images\/bulb.png\" \/>\n                <\/span>\n                <strong class=\"av-tip-block-title\">Vair\u0101ki kred\u012bti, vair\u0101ki maks\u0101jumu termi\u0146i pie da\u017e\u0101diem aizdev\u0113jiem un bank\u0101m?<\/strong>\n            <\/div>\n            <p class=\"av-tip-block-content\">AvaFin Vieno ir  kred\u012btu apvieno\u0161anas risin\u0101jums, kas apvieno j\u016bsu eso\u0161\u0101s saist\u012bbas vien\u0101 aizdevum\u0101 ar vienu, skaidru maks\u0101jumu m\u0113nes\u012b, kas \u013cauj samazin\u0101t ikm\u0113ne\u0161a maks\u0101jumus un kop\u0113jo p\u0101rmaksu.<\/p>\n        <\/div>\n        <\/div><\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2>Kas ir <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">kred\u012btu apvieno\u0161ana?<\/mark><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\"><strong>Kred\u012btu apvieno\u0161ana ir risin\u0101jums, kuriem ir vair\u0101ki akt\u012bvi kred\u012bti &#8211; piem\u0113ram, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija, l\u012bzings, \u0101trie kred\u012bti vai aizdevumi no da\u017e\u0101d\u0101m kred\u012btiest\u0101d\u0113m. \u0160\u012b procesa laik\u0101 visas eso\u0161\u0101s saist\u012bbas tiek apvienotas vien\u0101 jaun\u0101 aizdevum\u0101.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\"><strong>K\u0101 tas izskat\u0101s praks\u0113?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 kred\u012bts pie bankas &#8211; 150 EUR\/m\u0113nes\u012b; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 kred\u012btl\u012bnija &#8211; 80 EUR\/m\u0113nes\u012b;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2714 pat\u0113ri\u0146a kred\u012bts pie cita aizdev\u0113ja &#8211; 60 EUR\/m\u0113nes\u012b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">Kop\u0113j\u0101 maks\u0101jumu summa ir 290 EUR. Izv\u0113loties AvaFin Vieno kred\u012btu apvieno\u0161anas risin\u0101jumu maks\u0101 210EUR<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">*Lai sa\u0146emtu konkr\u0113tu pied\u0101v\u0101jumu, aizpildiet pieteikumu. P\u0113c pieteikuma izv\u0113rt\u0113\u0161anas sa\u0146emsiet individu\u0101lu pied\u0101v\u0101jumu, kas atbilst j\u016bsu situ\u0101cijai. <\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/04\/arrows.webp\" alt=\"piel\u0101gots kred\u012bts j\u016bsu darba specifikai\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<div style=\"height:94px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"> Kred\u012btu apvieno\u0161anas priek\u0161roc\u012bbas<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section id=\"cards-group-block_012c62bf8e462ceb4bd72562ba0dbec8\" class=\"av-cards-group-new   av-cards-group-4 av-card-group-standard\" style='width: 100%; --cards-per-row: 4;'>\n            <div            id=\"card-0\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Viens maks\u0101jums vien\u0101 datum\u0101<\/p>\n<\/h3>\n                                            <p><p>Vairs nav nepiecie\u0161ams sekot l\u012bdzi vair\u0101kiem maks\u0101jumu termi\u0146iem da\u017e\u0101d\u0101s kred\u012btiest\u0101d\u0113s.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-1\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Skaidr\u0101ks p\u0101rskats par finans\u0113m<\/p>\n<\/h3>\n                                            <p><p>Vienk\u0101r\u0161\u0101k pl\u0101not bud\u017eetu, kad ir viens kred\u012bts, ne vair\u0101kas saist\u012bbas.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-2\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>Iesp\u0113jami zem\u0101ki kop\u0113jie izdevumi<\/p>\n<\/h3>\n                                            <p><p>Apvienojot kred\u012btus vien\u0101, bie\u017ei var samazin\u0101t kop\u0113jo maks\u0101jamo procentu summu.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n            <div            id=\"card-3\"\n            class=\"av-card-new\"\n            style=\"\"\n                    >\n                        <div class=\"av-card-new-body\">\n                                        <h3><p>\u0112rt\u0101ka p\u0101rvald\u012bba<\/p>\n<\/h3>\n                                            <p><p>Apvienojot vair\u0101kus kred\u012btus vien\u0101, samazin\u0101s p<span data-me-change=\"delta\">apildu administr\u0113\u0161ana<\/span> un nav j\u0101veic maks\u0101jumi vair\u0101k\u0101m kred\u012btiest\u0101d\u0113m.<\/p>\n<\/p>\n                                <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center\">4 so\u013ci l\u012bdz vienam maks\u0101jumam<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section id=\"cards-group-block_b1c58b667edbdde6ec90432730ba6a1d\" class=\"av-cards-group   av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-blue-number\"><span><p>1<\/p>\n<\/span><\/div>\n                                                <h3><p>Aizpildiet pieteikumu<\/p>\n<\/h3>\n                                                <p><p>Re\u0123istr\u0113jieties un autoriz\u0113jieties ar internetbankas starpniec\u012bbu<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-red-number\"><span><p>2<\/p>\n<\/span><\/div>\n                                                <h3><p>Sa\u0146emiet pied\u0101v\u0101jumu<\/p>\n<\/h3>\n                                                <p><p>P\u0113c pieteikuma aizpild\u012b\u0161anas, sa\u0146emsiet individu\u0101lu pied\u0101v\u0101jumu<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-blue-number\"><span><p>3<\/p>\n<\/span><\/div>\n                                                <h3><p>Pievienojiet saist\u012bbas<\/p>\n<\/h3>\n                                                <p><p>Iesniedziet inform\u0101ciju par kred\u012btsaist\u012bb\u0101m, kuras v\u0113lies p\u0101rkredit\u0113t vai apvienot<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-red-number\"><span><p>4<\/p>\n<\/span><\/div>\n                                                <h3><p>Parakstiet l\u012bgumu un sa\u0146emiet naudu<\/p>\n<\/h3>\n                                                <p><p>Apstipriniet pied\u0101v\u0101jumu, parakstot l\u012bgumu sav\u0101 klientu profil\u0101<\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n<\/div><\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center\">P\u0101rkredit\u0101cija vs Kred\u012btu apvieno\u0161ana \u2013 k\u0101da ir at\u0161\u0137ir\u012bba?<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"344\" height=\"6\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2022\/12\/dots_short_desktop.svg\" alt=\"teksta atdal\u012bt\u0101js\" class=\"wp-image-4778\"\/><\/figure>\n<\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center has-custom-css is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex wp-custom-css-b6360527\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-45991844ca6ae823f37ff6c6d2562e4a\" style=\"color:#e50d0d;font-size:22px\">P\u0101rkredit\u0101cija<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-e6f7e2e2d28ab7106ffa46f4411f6240 wp-block-paragraph\" style=\"color:#010440;font-size:16px\">\u2714&nbsp;<strong>M\u0113r\u0137is:<\/strong>&nbsp;p\u0101rkredit\u0113t viena eso\u0161\u0101 pat\u0113ri\u0146a kred\u012btu, \u0101tro kred\u012btu, kred\u012btl\u012bniju, vai l\u012bzinga kred\u012bta nosac\u012bjumus pret izdev\u012bg\u0101kiem.<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-0fc45ef862e84b7f2a31336669ac8a7c wp-block-paragraph\" style=\"color:#010440;font-size:16px\">\u2714 <strong>Piem\u0113rota, ja:<\/strong> jums ir viens kred\u012bts (\u0101trais kred\u012bts, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija vai l\u012bzings), kuram v\u0113laties main\u012bt procentu likmi vai maks\u0101juma summu.<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-ec5698eeccb8a8640844e371159eef49 wp-block-paragraph\" style=\"color:#010440;font-size:16px\">\u2714 <strong>Rezult\u0101ts:<\/strong> jauns l\u012bgums ar lab\u0101kiem nosac\u012bjumiem, kur nep\u0101rmaks\u0101 procentus un iesp\u0113jams maz\u0101ks m\u0113ne\u0161a maks\u0101jums.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"637\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/round.png\" alt=\"\" class=\"wp-image-13383\" srcset=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/round.png 637w, https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/round-300x300.png 300w, https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/round-150x150.png 150w, https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/round-12x12.png 12w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-32e47809f79bb02128146e05f0111064\" style=\"color:#e50d0d;font-size:22px\">Kred\u012btu apvieno\u0161ana<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-3cfaee2216d0a23bad13acee96eec117 wp-block-paragraph\" style=\"color:#010440;font-size:16px\">\u2714 <strong>M\u0113r\u0137is:<\/strong> apvienot vair\u0101kus kred\u012btus (\u0101trais kred\u012bts, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija, l\u012bzings) un samazin\u0101t maks\u0101jumu summu.<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-80ad8fde4b411f0240291d3a1dec67c7 wp-block-paragraph\" style=\"color:#010440;font-size:16px\"><strong>\u2714<\/strong> <strong>Piem\u0113rota, ja:<\/strong> jums ir vair\u0101ki kred\u012bti (\u0101trais kred\u012bts, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija, l\u012bzings) pie da\u017e\u0101diem aizdev\u0113jiem. <\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-d15451df40200a7b20ad57780889ca3f wp-block-paragraph\" style=\"color:#010440;font-size:16px\">\u2714 <strong>Rezult\u0101ts:<\/strong> viens jauns kred\u012bta l\u012bgums, kas aizst\u0101j visas iepriek\u0161\u0113j\u0101s saist\u012bbas ar samazin\u0101tu procentu likmi un maz\u0101ku m\u0113ne\u0161a maks\u0101jumu<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">AvaFin Vieno nosac\u012bjumi<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section id=\"cards-group-block_f3269dd74abb661c38a66909070586a7\" class=\"av-cards-group aligncenter  av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-red-number\"><span><p>\u2714<\/p>\n<\/span><\/div>\n                                                <h3><p>Vecum\u0101 no 20 l\u012bdz 70 gadiem<\/p>\n<\/h3>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-blue-number\"><span><p>\u2714<\/p>\n<\/span><\/div>\n                                                <h3><p>Akt\u012bvs bankas konts, t\u0101lru\u0146a numurs un e-pasta adrese<\/p>\n<\/h3>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-red-number\"><span><p>\u2714<\/p>\n<\/span><\/div>\n                                                <h3><p>Ofici\u0101li, regul\u0101ri ien\u0101kumi<\/p>\n<\/h3>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-card-blue-number\"><span><p>\u2714<\/p>\n<\/span><\/div>\n                                                <h3><p>Latvijas Republikas pieder\u012bgais (ar LV personas kodu)<\/p>\n<\/h3>\n                                    <\/div>\n    <\/section>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section id=\"av-tracks-block_12ece5f2dc90dd982e348693a0f80b21\"\n    class=\"av-tracks   no-subtitle\"\n     style=\"background-image:url(https:\/\/www.avafin.lv\/wp-content\/uploads\/2025\/09\/f2f2324cccebb68b9dae4ae0b79991f9664c7943.jpg);\">\n    <div class=\"av-tracks-wrap\">\n                    <div class=\"av-tracks-eyebrow\">\n                <span class=\"av-tracks-dot\" aria-hidden=\"true\"><\/span>\n                <span>K\u0101p\u0113c AvaFin?<\/span>\n            <\/div>\n        \n                    <h5 class=\"av-tracks-title av-header-display-5\"><span class=\"av-highlighted-word\">Samaziniet ikm\u0113ne\u0161a maks\u0101jumu un kop\u0113jo p\u0101rmaksu<\/span><\/h5>\n        \n        \n    <\/div>\n<\/section>\n<div class=\"av-tracks-metric-container\">\n            <div class=\"av-tracks-metrics\" role=\"list\">\n                            <div class=\"av-tracks-metric\" role=\"listitem\">\n                                            <div class=\"av-tracks-value av-font-size-1\">\u0112rti<\/div>\n                                        <div class=\"av-tracks-rule\" aria-hidden=\"true\"><\/div>\n                                            <p class=\"av-tracks-caption av-font-size-6\">sa\u0146emt papildu finans\u0113jumu citiem m\u0113r\u0137iem<\/p>\n                                        <\/div>\n                                    <!--<span class=\"av-tracks-divider\" aria-hidden=\"true\"><\/span>-->\n                                            <div class=\"av-tracks-metric\" role=\"listitem\">\n                                            <div class=\"av-tracks-value av-font-size-1\">Individu\u0101li<\/div>\n                                        <div class=\"av-tracks-rule\" aria-hidden=\"true\"><\/div>\n                                            <p class=\"av-tracks-caption av-font-size-6\">procentu likme s\u0101kot no 7,71%<\/p>\n                                        <\/div>\n                                    <!--<span class=\"av-tracks-divider\" aria-hidden=\"true\"><\/span>-->\n                                            <div class=\"av-tracks-metric\" role=\"listitem\">\n                                            <div class=\"av-tracks-value av-font-size-1\">Dro\u0161i<\/div>\n                                        <div class=\"av-tracks-rule\" aria-hidden=\"true\"><\/div>\n                                            <p class=\"av-tracks-caption av-font-size-6\">ar atbild\u012bgu un uzticamu aizdev\u0113ju<\/p>\n                                        <\/div>\n                                    <\/div>\n    <\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Klientu pieredze<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"display: flex; justify-content: center; padding: 24px 12px;\">\n  <div class=\"av-savings-container\" style=\"display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; max-width: 1100px; width: 100%;\">\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">M\u0101ris<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">3 kred\u012bti apvienoti vien\u0101 &#8211; \u0101trais kred\u012bts, kred\u012btl\u012bnija un pat\u0113ri\u0146a kred\u012bts. Iepriek\u0161 290 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 210 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\">Ietaup\u012bjums 80 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">Dainis<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">2 \u0101trie kred\u012bti apvienoti vien\u0101 maks\u0101jum\u0101. Iepriek\u0161 165 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 130 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\"> Ietaup\u012bjums 35 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">El\u012bna<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">P\u0101rkredit\u0113ts kred\u012bts ar augstu procentu likmi. Iepriek\u0161 320 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 250 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\"> Ietaup\u012bjums 70 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">Artis<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">4 saist\u012bbas apvienotas &#8211; l\u012bzings, kred\u012btl\u012bnija, pat\u0113ri\u0146a un \u0101trais kred\u012bts. Iepriek\u0161 340 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 245 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\"> Ietaup\u012bjums 95 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">M\u0101ra<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">P\u0101rkredit\u0113ts kred\u012bts ar pagarin\u0101tu termi\u0146u. Iepriek\u0161 280 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 190 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\"> Ietaup\u012bjums 90 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"av-savings-card\" style=\"background: #ffffff; border-radius: 16px; padding: 28px 24px 24px; box-shadow: 0 4px 20px rgba(1,4,64,0.08); border: 1px solid #e4e8f7;\">\n      <h2 style=\"color: #010440; font-size: 17px; font-weight: 700; text-align: center; margin: 0 0 10px;\">Alise<\/h2>\n      <p style=\"font-size: 13px; line-height: 1.5; color: #4a4f6a; text-align: center; margin: 0 0 16px;\">2 pat\u0113ri\u0146a kred\u012bti no da\u017e\u0101d\u0101m iest\u0101d\u0113m apvienoti vien\u0101. Iepriek\u0161 265 EUR\/m\u0113nes\u012b, ar AvaFin Vieno 200 EUR\/m\u0113nes\u012b.<\/p>\n      <div style=\"text-align: center;\">\n        <span style=\"display: inline-block; background: #010440; color: #fff; font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 20px;\"> Ietaup\u012bjums 65 EUR \/ m\u0113nes\u012b<\/span>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<style>\n  @media (max-width: 768px) {\n    .av-savings-container { grid-template-columns: repeat(2, 1fr) !important; }\n  }\n  @media (max-width: 480px) {\n    .av-savings-container { grid-template-columns: 1fr !important; }\n  }\n<\/style>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center has-custom-css is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex wp-custom-css-891d9c9d\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\">Kas ir kred\u012btu apvieno\u0161ana un k\u0101 t\u0101 at\u0161\u0137iras no p\u0101rkredit\u0101cijas?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kred\u012btu apvieno\u0161ana ir finan\u0161u risin\u0101jums, kur\u0101 vair\u0101kas eso\u0161\u0101s kred\u012btsaist\u012bbas tiek apmaks\u0101tas ar jaunu, vienotu aizdevumu, un aiz\u0146\u0113m\u0113jam p\u0113c tam j\u0101veic vienu ikm\u0113ne\u0161a maks\u0101jumu vienam aizdev\u0113jam, ne vair\u0101kus maks\u0101jumus vair\u0101kiem. To pa\u0161u meh\u0101nismu, jauns aizdevums, kas apmaks\u0101 veco saist\u012bbu, izmanto ar\u012b tad, kad runa ir par tikai vienu eso\u0161o kred\u012btu; \u0161\u0101d\u0101 gad\u012bjum\u0101 prec\u012bz\u0101k ir run\u0101t par p\u0101rkredit\u0101ciju vai kred\u012btu refinans\u0113\u0161anu, nevis apvieno\u0161anu, jo saist\u012bbu skaits nemain\u0101s, main\u0101s vien\u012bgi nosac\u012bjumi. Termini \u201ep\u0101rkredit\u0101cija&#8221; un \u201erefinans\u0113\u0161ana&#8221; praks\u0113 tiek lietoti k\u0101 sinon\u012bmi un apraksta pla\u0161\u0101ku procesu, eso\u0161\u0101 par\u0101da p\u0101rfinans\u0113\u0161anu ar jauniem nosac\u012bjumiem, kura viens no gad\u012bjumiem ir tie\u0161i kred\u012btu apvieno\u0161ana, ja p\u0101rfinans\u0113jamas ir vair\u0101kas, ne viena, saist\u012bbas.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Kam un kad ir izdev\u012bgi apvienot kred\u012btus?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Apvienot kred\u012btus visbie\u017e\u0101k ir izdev\u012bgi aiz\u0146\u0113m\u0113jam, kuram vienlaikus ir vair\u0101kas kred\u012btsaist\u012bbas pie da\u017e\u0101diem aizdev\u0113jiem un kuram k\u013c\u016bst sare\u017e\u0123\u012bti p\u0101rvald\u012bt savas finan\u0161u saist\u012bbas ar at\u0161\u0137ir\u012bgiem maks\u0101jumu datumiem un summ\u0101m. Apvienojot kred\u012btsaist\u012bbas vien\u0101 l\u012bgum\u0101, aiz\u0146\u0113m\u0113jam paliek maks\u0101t vienu ikm\u0113ne\u0161a maks\u0101jumu vienam aizdev\u0113jam, kas atvieglo p\u0101rraudz\u012bbu un samazina risku nokav\u0113t k\u0101du no maks\u0101jumiem. T\u0101 pat, nereti tiek samazin\u0101tas ar\u012b kred\u012bta kop\u0113j\u0101s izmaksas.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vai konkr\u0113tais pied\u0101v\u0101jums patie\u0161\u0101m ir izdev\u012bg\u0101ks par eso\u0161o situ\u0101ciju, j\u0101izv\u0113rt\u0113, sal\u012bdzinot:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>jaun\u0101 aizdevuma procentu likmi ar eso\u0161o saist\u012bbu vid\u0113jo likmi;&nbsp;<\/li>\n\n\n\n<li>kop\u0113jo atmaks\u0101jamo summu jaun\u0101 l\u012bguma darb\u012bbas laik\u0101, ne tikai ikm\u0113ne\u0161a maks\u0101juma apm\u0113ru;&nbsp;<\/li>\n\n\n\n<li>atmaksas termi\u0146u: pagarinot to, ikm\u0113ne\u0161a maks\u0101jums samazin\u0101s, ta\u010du kopum\u0101 var n\u0101kties maks\u0101t vair\u0101k procentu.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Vai kred\u012btu apvieno\u0161anai nepiecie\u0161ama \u0137\u012bla?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kred\u012btu apvieno\u0161ana bez \u0137\u012blas noz\u012bm\u0113, ka aizdev\u0113ja l\u0113mums balst\u0101s vien\u012bgi uz aiz\u0146\u0113m\u0113ja maks\u0101tsp\u0113jas izv\u0113rt\u0113jumu: deklar\u0113tajiem ien\u0101kumiem, eso\u0161aj\u0101m kred\u012btsaist\u012bb\u0101m un kred\u012btv\u0113sturi, nevis uz konkr\u0113tu \u012bpa\u0161umu k\u0101 nodro\u0161in\u0101jumu. Apvienojot kred\u012btus \u0161\u0101d\u0101 veid\u0101, aiz\u0146\u0113m\u0113jam nav j\u0101\u0137\u012bl\u0101 nekustamais \u012bpa\u0161ums, transportl\u012bdzeklis vai cita manta, ta\u010du aizdev\u0113js kred\u012btv\u0113stures un ien\u0101kumu izv\u0113rt\u0113jumu veic \u013coti r\u016bp\u012bgi, jo tas ir vien\u012bgais pamats l\u0113mumam. Alternat\u012bva, kred\u012btu apvieno\u0161ana ar \u0137\u012blu, aizdev\u0113jam samazina risku un var noz\u012bm\u0113t izdev\u012bg\u0101kus nosac\u012bjumus, ta\u010du prasa papildu formalit\u0101tes, un pats process aiz\u0146em ilg\u0101ku laiku. Izv\u0113le starp abiem variantiem parasti ir saist\u012bta ar apvienojamo saist\u012bbu kop\u0113jo apm\u0113ru: liel\u0101kas summas bie\u017e\u0101k saist\u012btas ar nodro\u0161in\u0101juma piepras\u012b\u0161anu, maz\u0101kas ar pied\u0101v\u0101jumiem bez \u0137\u012blas.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">K\u0101das kred\u012btsaist\u012bbas var apvienot vien\u0101 l\u012bgum\u0101?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Apvienojamo saist\u012bbu loks parasti ietver pat\u0113ri\u0146a kred\u012btus, \u0101tros kred\u012btus un kred\u012btl\u012bnijas, kas noform\u0113tas gan bank\u0101, gan nebanku kredit\u0113\u0161anas sabiedr\u012bb\u0101. \u0100tro kred\u012btu apvieno\u0161ana ir viens no bie\u017e\u0101kajiem gad\u012bjumiem, jo \u0161\u0101da veida aizdevumi parasti ir maz\u0101ki, ar \u012bs\u0101ku termi\u0146u un sal\u012bdzino\u0161i augst\u0101ku procentu likmi, t\u0101p\u0113c, sakr\u0101joties vair\u0101kiem, ikm\u0113ne\u0161a slogs var strauji pieaugt. Praks\u0113 nav b\u016btiski, cik da\u017e\u0101du aizdev\u0113ju izsniegti kred\u012bti tiek apvienoti, jaunais aizdev\u0113js var apmaks\u0101t kred\u012btus no da\u017e\u0101diem iepriek\u0161\u0113jiem aizdev\u0113jiem vienlaikus, t\u0101p\u0113c aiz\u0146\u0113m\u0113jam p\u0113c apvieno\u0161anas paliek dar\u012b\u0161ana tikai ar vienu l\u012bgumu. L\u0113mums, vai apvienot visus eso\u0161os kred\u012btus vai tikai da\u013cu no tiem, ir aiz\u0146\u0113m\u0113ja izv\u0113le, un to parasti nosaka tas, kuras saist\u012bbas rada visliel\u0101ko ikm\u0113ne\u0161a slogu.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Kred\u012btu apvieno\u0161anas kalkulators un pieteik\u0161an\u0101s process, kas j\u0101zina?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kred\u012btu apvieno\u0161anas kalkulators, ko pied\u0101v\u0101 liel\u0101k\u0101 da\u013ca aizdev\u0113ju, \u013cauj ievad\u012bt apvienojamo saist\u012bbu summas un aptuveno atmaksas termi\u0146u, lai ieg\u016btu orient\u0113jo\u0161u jaun\u0101 kred\u012bta ikm\u0113ne\u0161a maks\u0101juma un gada procentu likmes (GPL) apr\u0113\u0137inu, ta\u010du tas ir tikai orient\u0113jo\u0161s solis, ne gal\u012bgais pied\u0101v\u0101jums. Gal\u012bgo l\u0113mumu aizdev\u0113js pie\u0146em p\u0113c pieteikuma izv\u0113rt\u0113\u0161anas: tiek p\u0101rbaud\u012bti aiz\u0146\u0113m\u0113ja deklar\u0113tie ien\u0101kumi, eso\u0161\u0101s kred\u012btsaist\u012bbas un kred\u012btv\u0113sture kred\u012btinform\u0101cijas biroj\u0101. Pieteikumu var iesniegt elektroniski, un p\u0113c apstiprin\u0101\u0161anas seko l\u012bguma nosl\u0113g\u0161ana, parasti ar\u012b t\u0101 notiek att\u0101lin\u0101ti, ar ties\u012bb\u0101m 14 dienu laik\u0101 no l\u012bguma atteikties, neminot iemeslu, jo \u0161\u0101ds l\u012bgums juridiski tiek uzskat\u012bts par distances l\u012bgumu. Aiz\u0146\u0113m\u0113jam parasti ir ties\u012bbas ar\u012b uz priek\u0161laic\u012bgu atmaksu, piln\u012bb\u0101 vai da\u013c\u0113ji, un \u0161\u0101d\u0101 gad\u012bjum\u0101 procentus apr\u0113\u0137ina tikai par faktiski izmantoto periodu.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center\">Bie\u017e\u0101k uzdotie jaut\u0101jumi<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section id=\"faq-block_0b70c00dd0de8eaff92312b824ea42b5\" class=\"faq align \">\n    \n            <div class=\"faq-wrap\">\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-1\" tabindex=0>\n                    <h3>\n                        1. Kas ir AvaFin Vieno?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-1\"><p>AvaFin Vieno ir p\u0101rkredit\u0101cijas un kred\u012btu apvieno\u0161anas risin\u0101jums. P\u0101rkredit\u0101cijas m\u0113r\u0137is ir p\u0101rkredit\u0113t viena eso\u0161\u0101 pat\u0113ri\u0146a kred\u012btu, \u0101tro kred\u012btu, kred\u012btl\u012bniju, vai l\u012bzinga kred\u012bta nosac\u012bjumus pret izdev\u012bg\u0101kiem.<\/p>\n<p>Kred\u012btu apvieno\u0161anas m\u0113r\u0137is ir apvienot vair\u0101kus kred\u012btus (\u0101trais kred\u012bts, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija, l\u012bzings) un samazin\u0101t maks\u0101jumu summu.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-2\" tabindex=0>\n                    <h3>\n                        2. K\u0101du summu var sa\u0146emt?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-2\"><p>AvaFin Vieno risin\u0101jumam pied\u0101v\u0101jam aizdevuma summu no 100 l\u012bdz 20 000EUR.P<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-3\" tabindex=0>\n                    <h3>\n                        3.Cik ilgi tiek izskat\u012bts pieteikums?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-3\"><p>Pied\u0101v\u0101jumu sa\u0146emsiet 15 min\u016b\u0161u laik\u0101, ja esat pieteicies pied\u0101v\u0101juma sa\u0146em\u0161anai darba laik\u0101 no plkst.9.00 l\u012bdz 19.00, br\u012bvdien\u0101s un sv\u0113tku dien\u0101s no plkst.10.00 l\u012bdz 16.00.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-4\" tabindex=0>\n                    <h3>\n                        4. K\u0101di ir nosac\u012bjumi, lai pieteiktos AvaFin Vieno?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-4\"><div data-test-render-count=\"1\">\n<p><span style=\"font-size: inherit;\">Lai pieteiktos AvaFin Vieno un sa\u0146emtu pied\u0101v\u0101jumu, j\u0101b\u016bt vecum\u0101 no 20 l\u012bdz 70 gadiem, ofici\u0101liem un regul\u0101riem ien\u0101kumiem, akt\u012bvam bankas kontam Latvijas bank\u0101, t\u0101lru\u0146a numuram un e-pasta adresei.<\/span><\/p>\n<div class=\"group\">\n<div class=\"flex justify-start\" role=\"group\" aria-label=\"Message actions\">\n<div class=\"text-text-300\">\n<div class=\"text-text-300 flex items-stretch justify-between\">\n<div class=\"w-fit\" data-state=\"closed\">\n<div class=\"relative text-text-500 group-hover\/btn:text-text-100\">\n<div class=\"transition-all opacity-100 scale-100\"><\/div>\n<div class=\"absolute top-0 left-0 transition-all opacity-0 scale-50\"><\/div>\n<\/div>\n<\/div>\n<div class=\"w-fit\" data-state=\"closed\">\n<div class=\"text-text-500 group-hover\/btn:text-text-100\"><\/div>\n<\/div>\n<div class=\"w-fit\" data-state=\"closed\">\n<div class=\"text-text-500 group-hover\/btn:text-text-100\"><\/div>\n<\/div>\n<div class=\"flex items-center\">\n<div class=\"w-fit\" data-state=\"closed\">\n<div class=\"text-text-500 group-hover\/btn:text-text-100\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"h-px w-full pointer-events-none\" aria-hidden=\"true\"><\/div>\n<p>&nbsp;<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-5\" tabindex=0>\n                    <h3>\n                        5. K\u0101dus kred\u012btus var p\u0101rkredit\u0113t un apvienot?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-5\"><p>M\u0113s pied\u0101v\u0101jam iesp\u0113ju p\u0101rkredit\u0113t vai apvienot gan banku, gan nebanku kred\u012btiest\u0101d\u0113s noform\u0113tus aizdevumus, tai skait\u0101 \u0101tros kred\u012btus, kred\u012btl\u012bnijas un pat\u0113ri\u0146a aizdevumus.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-6\" tabindex=0>\n                    <h3>\n                        6. Vai kred\u012btu p\u0101rkredit\u0113\u0161ana un kred\u012btu apvieno\u0161ana ir bez \u0137\u012blas vai galvot\u0101ja?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-6\"><p>J\u0101, ir iesp\u0113jams p\u0101rkredit\u0113t vai apvienot eso\u0161\u0101s saist\u012bbas bez \u0137\u012blas un galvot\u0101ja.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-7\" tabindex=0>\n                    <h3>\n                        7. Kas var pieteikties AvaFin Vieno?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-7\"><p>P\u0101rkredit\u0101cijai un kred\u012btu apvieno\u0161anai var pieteikties:<\/p>\n<ul>\n<li>Latvijas Republikas pieder\u012bgie ar LV personas kodu;<\/li>\n<li>vecum\u0101 no 20 l\u012bdz 75 gadiem;<\/li>\n<li>tie, kam ir ofici\u0101li ien\u0101kumi ;<\/li>\n<li>Personai j\u0101b\u016bt akt\u012bvam t\u0101lru\u0146a piesl\u0113gumam Latvijas t\u012bkl\u0101 un e-pasta adresei.<\/li>\n<\/ul>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-8\" tabindex=0>\n                    <h3>\n                        8. Vai nepiecie\u0161ams bankas konta p\u0101rskats?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-8\"><p>N\u0113, lai pieteiktos p\u0101rkredit\u0101cijai un kred\u012btu apvieno\u0161anai nav nepiecie\u0161ams bankas konta p\u0101rskats, bet ien\u0101kumiem ir j\u0101b\u016bt re\u0123istr\u0113tiem Valsts ie\u0146\u0113mumu dienest\u0101 (VID).<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-9\" tabindex=0>\n                    <h3>\n                        9. Vai izmantojot AvaFin Vieno vienm\u0113r b\u016bs j\u0101maks\u0101 maz\u0101k?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-9\"><p>Bie\u017ei vien ir iesp\u0113jams samazin\u0101t ikm\u0113ne\u0161a maks\u0101jumu! Tom\u0113r katru pieteikumu izv\u0113rt\u0113jam individu\u0101li. Raug\u0101mies, lai pied\u0101v\u0101jums atbilstu J\u016bsu vajadz\u012bb\u0101m un iesp\u0113j\u0101m.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-10\" tabindex=0>\n                    <h3>\n                        10. Vai izmantojot AvaFin Vieno var sa\u0146emt papildu naudas summu?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-10\"><p>J\u0101, izv\u0113loties AvaFin Vieno ir iesp\u0113ja sa\u0146emt papildu finans\u0113jumu virs eso\u0161o saist\u012bbu apm\u0113ra. Pieejamais summas limits tiek noteikts individu\u0101li atbilsto\u0161i J\u016bsu ien\u0101kumiem un eso\u0161aj\u0101m saist\u012bb\u0101m.<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-11\" tabindex=0>\n                    <h3>\n                        11. Cik aizdevumus var apvienot?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-11\"><p>Kred\u012btu apvieno\u0161an\u0101 nav noteikts aizdevumu skaita ierobe\u017eojums, apvienot var 2, 5 vai pat 10 un vair\u0101k akt\u012bvus kred\u012btus vien\u0101 \u0113rt\u0101 ikm\u0113ne\u0161a maks\u0101jum\u0101<\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-12\" tabindex=0>\n                    <h3>\n                        12. Vai par pied\u0101v\u0101juma sagatavo\u0161anu ir j\u0101maks\u0101?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-12\"><p>N\u0113, pied\u0101v\u0101jumu, kas piel\u0101gots tie\u0161i J\u016bsu situ\u0101cijai, sagatavosim to bez maksas!<\/p>\n<p>Pieteikties var \u0161eit:\u00a0<a href=\"https:\/\/www.avafin.lv\/\">https:\/\/www.avafin.lv\/<\/a><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-13\" tabindex=0>\n                    <h3>\n                        13. Citi jaut\u0101jumi                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-13\"><p>Papildu inform\u0101ciju varat uzzin\u0101t <a href=\"https:\/\/www.avafin.lv\/jautajumi-un-atbildes\">\u0161eit<\/a> vai sazinoties ar m\u016bsu klientu apkalpo\u0161anas centru:<\/p>\n<p>T\u0101lrunis: <a href=\"tel:+37127231100\" target=\"_blank\" rel=\"noopener\" data-fpl-component=\"primitive\">+371 27231100<\/a><\/p>\n<p>Whatsapp:<a href=\"https:\/\/wa.me\/37126519131\">\u00a0+371 26519131<\/a><\/p>\n<p>E-pasts: <a href=\"mailto:info@avafin.pl\">info@avafin.lv<\/a><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_0b70c00dd0de8eaff92312b824ea42b5-14\" tabindex=0>\n                    <h3>\n                        14. K\u0101da ir at\u0161\u0137ir\u012bba starp p\u0101rkredit\u0101ciju un kred\u012btu apvieno\u0161anu?                      <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_0b70c00dd0de8eaff92312b824ea42b5-14\"><p><span class=\"TextRun SCXW120123366 BCX0\" lang=\"PL-PL\" xml:lang=\"PL-PL\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">P\u0101rkredit\u0101cija<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">apraksta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">gad\u012bjumu<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">kad<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">jauns<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">aizdevums<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">apmaks\u0101<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">vienu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">eso\u0161u<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">kred\u012btu<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\"> ar <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">izdev\u012bg\u0101kiem<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">nosac\u012bjumiem<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">Kred\u012btu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">apvieno\u0161ana<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">kad<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">jauns<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">aizdevums<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">apmaks\u0101<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">vair\u0101kas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">eso\u0161as<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">kred\u012btsaist\u012bbas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">vienlaikus<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">Meh\u0101nisms<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">ir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">tas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">pats<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">at\u0161\u0137iras<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">tikai<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">apmaks\u0101jamo<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">saist\u012bbu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\">skaits<\/span><span class=\"NormalTextRun SCXW120123366 BCX0\">.<\/span><\/span><span class=\"EOP Selected SCXW120123366 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div>\n\n                    <\/div>\n        \n    <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Kas ir AvaFin Vieno?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>AvaFin Vieno ir p\u0101rkredit\u0101cijas un kred\u012btu apvieno\u0161anas risin\u0101jums. P\u0101rkredit\u0101cijas m\u0113r\u0137is ir p\u0101rkredit\u0113t viena eso\u0161\u0101 pat\u0113ri\u0146a kred\u012btu, \u0101tro kred\u012btu, kred\u012btl\u012bniju, vai l\u012bzinga kred\u012bta nosac\u012bjumus pret izdev\u012bg\u0101kiem.<\/p>\\n<p>Kred\u012btu apvieno\u0161anas m\u0113r\u0137is ir apvienot vair\u0101kus kred\u012btus (\u0101trais kred\u012bts, pat\u0113ri\u0146a kred\u012bts, kred\u012btl\u012bnija, l\u012bzings) un samazin\u0101t maks\u0101jumu summu.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"2. K\u0101du summu var sa\u0146emt?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>AvaFin Vieno risin\u0101jumam pied\u0101v\u0101jam aizdevuma summu no 100 l\u012bdz 20 000EUR.P<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"3.Cik ilgi tiek izskat\u012bts pieteikums?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Pied\u0101v\u0101jumu sa\u0146emsiet 15 min\u016b\u0161u laik\u0101, ja esat pieteicies pied\u0101v\u0101juma sa\u0146em\u0161anai darba laik\u0101 no plkst.9.00 l\u012bdz 19.00, br\u012bvdien\u0101s un sv\u0113tku dien\u0101s no plkst.10.00 l\u012bdz 16.00.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"4. K\u0101di ir nosac\u012bjumi, lai pieteiktos AvaFin Vieno?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<div data-test-render-count=\\\"1\\\">\\n<p><span style=\\\"font-size: inherit\\\">Lai pieteiktos AvaFin Vieno un sa\u0146emtu pied\u0101v\u0101jumu, j\u0101b\u016bt vecum\u0101 no 20 l\u012bdz 70 gadiem, ofici\u0101liem un regul\u0101riem ien\u0101kumiem, akt\u012bvam bankas kontam Latvijas bank\u0101, t\u0101lru\u0146a numuram un e-pasta adresei.<\/span><\/p>\\n<div class=\\\"group\\\">\\n<div class=\\\"flex justify-start\\\" role=\\\"group\\\" aria-label=\\\"Message actions\\\">\\n<div class=\\\"text-text-300\\\">\\n<div class=\\\"text-text-300 flex items-stretch justify-between\\\">\\n<div class=\\\"w-fit\\\" data-state=\\\"closed\\\">\\n<div class=\\\"relative text-text-500 group-hover\/btn:text-text-100\\\">\\n<div class=\\\"transition-all opacity-100 scale-100\\\"><\/div>\\n<div class=\\\"absolute top-0 left-0 transition-all opacity-0 scale-50\\\"><\/div>\\n<\/div>\\n<\/div>\\n<div class=\\\"w-fit\\\" data-state=\\\"closed\\\">\\n<div class=\\\"text-text-500 group-hover\/btn:text-text-100\\\"><\/div>\\n<\/div>\\n<div class=\\\"w-fit\\\" data-state=\\\"closed\\\">\\n<div class=\\\"text-text-500 group-hover\/btn:text-text-100\\\"><\/div>\\n<\/div>\\n<div class=\\\"flex items-center\\\">\\n<div class=\\\"w-fit\\\" data-state=\\\"closed\\\">\\n<div class=\\\"text-text-500 group-hover\/btn:text-text-100\\\"><\/div>\\n<\/div>\\n<\/div>\\n<\/div>\\n<\/div>\\n<\/div>\\n<\/div>\\n<\/div>\\n<div class=\\\"h-px w-full pointer-events-none\\\" aria-hidden=\\\"true\\\"><\/div>\\n<p>&nbsp;<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"5. K\u0101dus kred\u012btus var p\u0101rkredit\u0113t un apvienot?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>M\u0113s pied\u0101v\u0101jam iesp\u0113ju p\u0101rkredit\u0113t vai apvienot gan banku, gan nebanku kred\u012btiest\u0101d\u0113s noform\u0113tus aizdevumus, tai skait\u0101 \u0101tros kred\u012btus, kred\u012btl\u012bnijas un pat\u0113ri\u0146a aizdevumus.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"6. Vai kred\u012btu p\u0101rkredit\u0113\u0161ana un kred\u012btu apvieno\u0161ana ir bez \u0137\u012blas vai galvot\u0101ja?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>J\u0101, ir iesp\u0113jams p\u0101rkredit\u0113t vai apvienot eso\u0161\u0101s saist\u012bbas bez \u0137\u012blas un galvot\u0101ja.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"7. Kas var pieteikties AvaFin Vieno?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>P\u0101rkredit\u0101cijai un kred\u012btu apvieno\u0161anai var pieteikties:<\/p>\\n<ul>\\n<li>Latvijas Republikas pieder\u012bgie ar LV personas kodu;<\/li>\\n<li>vecum\u0101 no 20 l\u012bdz 75 gadiem;<\/li>\\n<li>tie, kam ir ofici\u0101li ien\u0101kumi ;<\/li>\\n<li>Personai j\u0101b\u016bt akt\u012bvam t\u0101lru\u0146a piesl\u0113gumam Latvijas t\u012bkl\u0101 un e-pasta adresei.<\/li>\\n<\/ul>\\n\"}},{\"@type\":\"Question\",\"name\":\"8. Vai nepiecie\u0161ams bankas konta p\u0101rskats?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>N\u0113, lai pieteiktos p\u0101rkredit\u0101cijai un kred\u012btu apvieno\u0161anai nav nepiecie\u0161ams bankas konta p\u0101rskats, bet ien\u0101kumiem ir j\u0101b\u016bt re\u0123istr\u0113tiem Valsts ie\u0146\u0113mumu dienest\u0101 (VID).<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"9. Vai izmantojot AvaFin Vieno vienm\u0113r b\u016bs j\u0101maks\u0101 maz\u0101k?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Bie\u017ei vien ir iesp\u0113jams samazin\u0101t ikm\u0113ne\u0161a maks\u0101jumu! Tom\u0113r katru pieteikumu izv\u0113rt\u0113jam individu\u0101li. Raug\u0101mies, lai pied\u0101v\u0101jums atbilstu J\u016bsu vajadz\u012bb\u0101m un iesp\u0113j\u0101m.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"10. Vai izmantojot AvaFin Vieno var sa\u0146emt papildu naudas summu?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>J\u0101, izv\u0113loties AvaFin Vieno ir iesp\u0113ja sa\u0146emt papildu finans\u0113jumu virs eso\u0161o saist\u012bbu apm\u0113ra. Pieejamais summas limits tiek noteikts individu\u0101li atbilsto\u0161i J\u016bsu ien\u0101kumiem un eso\u0161aj\u0101m saist\u012bb\u0101m.<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"11. Cik aizdevumus var apvienot?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Kred\u012btu apvieno\u0161an\u0101 nav noteikts aizdevumu skaita ierobe\u017eojums, apvienot var 2, 5 vai pat 10 un vair\u0101k akt\u012bvus kred\u012btus vien\u0101 \u0113rt\u0101 ikm\u0113ne\u0161a maks\u0101jum\u0101<\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"12. Vai par pied\u0101v\u0101juma sagatavo\u0161anu ir j\u0101maks\u0101?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>N\u0113, pied\u0101v\u0101jumu, kas piel\u0101gots tie\u0161i J\u016bsu situ\u0101cijai, sagatavosim to bez maksas!<\/p>\\n<p>Pieteikties var \u0161eit:\u00a0<a href=\\\"https:\/\/www.avafin.lv\/\\\">https:\/\/www.avafin.lv\/<\/a><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"13. Citi jaut\u0101jumi\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Papildu inform\u0101ciju varat uzzin\u0101t <a href=\\\"https:\/\/www.avafin.lv\/jautajumi-un-atbildes\\\">\u0161eit<\/a> vai sazinoties ar m\u016bsu klientu apkalpo\u0161anas centru:<\/p>\\n<p>T\u0101lrunis: <a href=\\\"tel:+37127231100\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\" data-fpl-component=\\\"primitive\\\">+371 27231100<\/a><\/p>\\n<p>Whatsapp:<a href=\\\"https:\/\/wa.me\/37126519131\\\">\u00a0+371 26519131<\/a><\/p>\\n<p>E-pasts: <a href=\\\"mailto:info@avafin.pl\\\">info@avafin.lv<\/a><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"14. K\u0101da ir at\u0161\u0137ir\u012bba starp p\u0101rkredit\u0101ciju un kred\u012btu apvieno\u0161anu?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW120123366 BCX0\\\" lang=\\\"PL-PL\\\" xml:lang=\\\"PL-PL\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">P\u0101rkredit\u0101cija<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">apraksta<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">gad\u012bjumu<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">, <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">kad<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">jauns<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">aizdevums<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">apmaks\u0101<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">vienu<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">eso\u0161u<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">kred\u012btu<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\"> ar <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">izdev\u012bg\u0101kiem<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">nosac\u012bjumiem<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">. <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">Kred\u012btu<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">apvieno\u0161ana<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">, <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">kad<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">jauns<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">aizdevums<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">apmaks\u0101<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">vair\u0101kas<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">eso\u0161as<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">kred\u012btsaist\u012bbas<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">vienlaikus<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">. <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">Meh\u0101nisms<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">ir<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">tas<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">pats<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">, <\/span><span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">at\u0161\u0137iras<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">tikai<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">apmaks\u0101jamo<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">saist\u012bbu<\/span> <span class=\\\"NormalTextRun SpellingErrorV2Themed SCXW120123366 BCX0\\\">skaits<\/span><span class=\\\"NormalTextRun SCXW120123366 BCX0\\\">.<\/span><\/span><span class=\\\"EOP Selected SCXW120123366 BCX0\\\" data-ccp-props=\\\"{}\\\">\u00a0<\/span><\/p>\\n\"}}]}<\/script><\/section>\n<\/div><\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Sadarb\u012bbas partneri<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/sefinance_logo-1024x236.png\" alt=\"\" style=\"aspect-ratio:4.3399508413688785;object-fit:cover;width:280px;height:auto\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/altero_logo.png\" alt=\"\" style=\"width:280px\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/Latvijaskreditnemejupalidzibasprogramma_LKPP_LOGO-1024x455.png\" alt=\"\" style=\"width:280px\"\/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/elizings_logo-1024x330.png\" alt=\"\" style=\"aspect-ratio:3.103149925645532;object-fit:cover;width:280px\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/latkredits_logo-1024x213.png\" alt=\"\" style=\"width:280px\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/krediturisinajumucentrs_logo-1024x344.png\" alt=\"\" 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src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/zendo_logo.png\" alt=\"\" style=\"width:228px;height:auto\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/SOScreditLogo-png-1-1024x286.png\" alt=\"\" style=\"aspect-ratio:3.5809672386895475;object-fit:cover;width:280px\"\/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/kreditiemlv_logo-1024x371.png\" alt=\"\" style=\"aspect-ratio:2.760873424462986;object-fit:cover;width:280px\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/kreditstarlv_logo-1024x157.png\" alt=\"\" style=\"width:280px\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2026\/08\/lenders_logo-1024x346.png\" alt=\"\" style=\"aspect-ratio:2.9595152140278493;object-fit:cover;width:280px\"\/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:2.2rem\">S\u0101ciet ietaup\u012bt jau \u0161odien!<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"344\" height=\"6\" src=\"https:\/\/www.avafin.lv\/wp-content\/uploads\/2022\/12\/dots_short_desktop.svg\" alt=\"teksta atdal\u012bt\u0101js\" class=\"wp-image-4778\"\/><\/figure>\n<\/div>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a class=\"btn btn-cta btn-lg\" href=\"https:\/\/portal.avafin.lv\/paterina-kredits\" style=\"display: inline-block; margin: auto\">APR\u0112\u0136IN\u0100T SAVU MAKS\u0100JUMU<\/a>\n<\/div>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>P\u0101rkredit\u0101cijas priek\u0161roc\u012bbas Zem\u0101ka procentu likme Iesp\u0113jams samazin\u0101t kop\u0113j\u0101s kred\u012bta izmaksas, p\u0101rkredit\u0113jot uz izdev\u012bg\u0101kiem procentu likmes nosac\u012bjumiem. Piel\u0101gots maks\u0101jums Iesp\u0113jams p\u0101rskat\u012bt atmaksas termi\u0146u vai summu, lai maks\u0101jums atbilstu j\u016bsu pa\u0161reiz\u0113jai situ\u0101cijai. Elast\u012bg\u0101ki nosac\u012bjumi Iesp\u0113ja p\u0101riet pie aizdev\u0113ja, kas pied\u0101v\u0101 iesp\u0113jams lab\u0101kus nosac\u012bjumus. Vienk\u0101r\u0161\u0101ks process Tiek p\u0101rkredit\u0113ts viens kred\u012bts, nav nepiecie\u0161ams apvienot vair\u0101kas saist\u012bbas vai p\u0101rvald\u012bt vair\u0101kus [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"homepage-template.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13033","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AvaFin Vieno \u2705 Kred\u012btu apvieno\u0161ana un p\u0101rkredit\u0101cija<\/title>\n<meta name=\"description\" content=\"P\u0101rkredit\u0113 un samazini ikm\u0113ne\u0161a maks\u0101jumu vai apvieno \u0101tros kred\u012btus, kred\u012btl\u012bnijas vien\u0101 aizdevum\u0101, un ietaupi katru m\u0113nesi.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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